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New car loan

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Target Market Determinations

What is a Target Market Determination?

A Target Market Determination is a regulatory document that sets out:

the key attributes of our products and the type of customer they are appropriate for (target market)
conditions for how our products are distributed, and
situations where we may need to review the target market and our products.

Why do we have Target Market Determinations?

We’re required to have Target Market Determinations and meet other obligations under the Treasury Laws Amendment (Design and Distribution Obligations and Product Intervention Powers) Act 2019. This is to make sure our customers are at the centre of how we design and distribute our products.

Deposit products

Loan products

Previous Target Market Determinations

How We Can Help

We've been supporting our members for over 145 years

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About IMB

Damian and Elissa from Newcastle

It really eased our minds to know that Vanessa was all over the process and going to let us know what to do at each step.

Kate Munro from the Illawarra

I would definitely point my friends in the direction of IMB if they were looking for a car loan.

Ken and Lauren from Shellharbour

It was the best thing I have done. Don’t wait. Do it and start planning for your future

why us

IMB Bank is one of the most enduring financial institutions in the country, helping people achieve their financial goals for over 145 years.

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Your security, our priority

We want to empower you with the knowledge to stay vigilant, protect your finances and act quickly if you suspect you’ve been targeted.

How to stay secure

Helpful resources on how you and your family can stay safe.

Types of fraud and scams

Learn about the types of fraud and scams.

Security updates

Stay up-to-date on the latest scams and protect yourself and your family.

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IMB Bank acknowledges the Traditional Owners of Country throughout Australia and recognises their continuing connection to lands, waters and communities. We pay our respect to Aboriginal and Torres Strait Islander cultures and to Elders past and present, and emerging cultural knowledge holders.

The advice on this website has been prepared without taking account of your objectives, financial situation or needs. Before you act on this advice you should consider the appropriateness of this advice in regard to your objectives, financial situation and needs. Lending criteria, terms and conditions, fees and charges apply to IMB loan products. You should consider the relevant Terms and Conditions and Product Disclosure Statement before deciding whether to acquire any of the products or facilities shown on this website. View our Target Market Determinations.

BSB 641 800 | ABN 92 087 651 974 | AFSL 237 391 | Australian Credit Licence 237 391