Access your money the way you want with great features and unlimited transactions.
Enjoy unlimited fee free IMB transactions1
Free Internet, Mobile, and Phone Banking
Access to real time payments through Osko®
Pay no monthly fee (normally $6) if you maintain a balance above $2,000 for the month.
Get a free IMB Visa Debit Card2 to tap and pay securely with Apple Pay, Google Pay, Samsung Pay, and Garmin Pay
Account Balance | Standard Variable |
|---|---|
All balances | 0.00 % p.a. |
Term Deposit important changes - FAQs | |
IMB Member Guide to Transaction Banking – Product Disclosure Statement | |
PDS – Fees Charges and Limits | |
PDS – Interest Rates for IMB Deposit Products | |
Tips for Teens - Visa Debit Card Flyer |
Read the product information, terms and conditions, and fee information
Give yourself approximately 10 minutes to go through the application
Have your ID handy so we can verify your identity electronically (open to Australian residents, 13 years and over)
We want to empower you with the knowledge to stay vigilant, protect your finances and act quickly if you suspect you’ve been targeted.
+Terms and Conditions apply. Entry open to Australian residents 18+ with IMB issued Visa Debit card. Promotion Ends: 11:59pm AEDT 31/10/26. Earn 1 entry for every 10 x $5 eligible transactions (1 bonus entry per draw if 1 transaction is via Click to Pay). Max 1 prize per person per draw (excl SA). Entries close at 11:59pm AEST/AEDT on the last day of each month (30/6/26 – 31/10/26 inclusive). Prizes (p/draw): 1x $10K prize & 10x $1K prizes. There will be 1 draw per month. Prizes will be paid by EFT into the winner’s IMB account. NSW Authority: TP/ 05111. Permits: ACT TP26/ 01156 SA T26/ 894. Your info is used to conduct this promotion and may be disclosed to service providers and authorities as required. We may also use your info for our own marketing purposes and as set out in the Terms & Conditions. If the info is not provided you cannot enter. Our Privacy Policy contains details on how info is used, how you may access/correct info held and our privacy complaints process. Your info will not be disclosed overseas. You should consider the PDS available from IMB before making a decision about IMB products and facilities. Target Market Determinations available at Target Market Determinations | IMB Bank . IMB Ltd trading as IMB Bank. ABN 92 087 651 974. AFSL/Australian Credit Licence 237391.
General
Information current at date of appearance and subject to change. You should consider the Product Disclosure Statement before making a decision about IMB products and facilities. Target Market Determination available here. Fees and charges may apply, see the PDS – Fees, Charges and Limits for more details.
Interest on all deposits is calculated on the daily balance at a daily rate equivalent to the annual rate divided by 365. Interest rates are paid on the entire balance of the account.
Rates and features
1. Fees apply to international transactions and transactions performed via non-IMB channels.
2. IMB Visa Debit Card is only available to Members aged 15 years and over.
® Osko is a registered trademark of BPAY Pty Ltd ABN 69 079 137 518. Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google LLC. Samsung Pay is a trademark or registered trademark of Samsung Electronics Co., Ltd. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.
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