Transaction Accounts

Everyday Unlimited Account

Convenient access to your money with great features and unlimited transactions.


Access your money the way you want with great features and unlimited transactions.

Enjoy unlimited fee free IMB transactions1

Free Internet, Mobile, and Phone Banking

Access to real time payments through Osko®

Pay no monthly fee (normally $6) if you maintain a balance above $2,000 for the month.

Get a free IMB Visa Debit Card2 to tap and pay securely with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay

No monthly fees
for 2 years*

Special offer for those living in select postcodes including Sydney, Canberra or Newcastle when you open a new account.

Available to members with a residential postcode outside 2500-2551 and 2571-2580.


Rates & Fees

Account Balance

Standard Variable
Interest Rate

All balances


% p.a.

Budget Planner

Opening an account is easy

Understand the important information

Read the product information, terms and conditions, and fee information

Apply online in under 10 minutes

Give yourself approximately 10 minutes to go through the application

Open an IMB Bank Account

Have your ID ready

Have your ID handy so we can verify your identity electronically (open to Australian residents, 13 years and over)

Need support?

Contact us

Get in touch with one of our Australia-based team.

Locate us

Our friendly branch staff are looking forward to helping you achieve your financial goals.

Got a question on IMBs Everyday Unlimited Account?

What types of depositors does the Government Guarantee apply to?

How do I activate my IMB Visa Debit Card?

What is a Term Deposit?

What are the fees associated with my deposit account?

Are my funds safe with IMB?

why us

IMB Bank is one of the most enduring financial institutions in the country, helping people achieve their financial goals for over 140 years.

Find out more

Your security, our priority

Security is a fundamental right for our customers, and we hold it as one of our core values.

Important Information


Information current at date of appearance and subject to change. You should consider the IMB Member Guide to Transaction Banking - Product Disclosure Statement before making a decision about IMB products and facilities. Target Market Determination available here. Fees and charges may apply, see the PDS – Fees, Charges and Limits for more details.  

Interest on all deposits is calculated on the daily balance at a daily rate equivalent to the annual rate divided by 365. Interest rates are paid on the entire balance of the account.

Rates and features

1. Fees apply to international transactions and transactions performed via non-IMB channels.

2. IMB Visa Debit Card is only available to Members aged 15 years and over.

® Osko is a registered trademark of BPAY Pty Ltd ABN 69 079 137 518. Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google LLC. Samsung Pay is a trademark or registered trademark of Samsung Electronics Co., Ltd. Fitbit Pay is a trademark of Fitbit Inc. in the U.S. and other countries. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.