Banking

Discover solutions that cater to your everyday banking needs.

Member focused, digitally led

Earn up to

5.25

% p.a.1

Apply online in under 10 minutes.

4.75

% p.a.2 p.a

6 Month Term Deposit.

Interest paid at Maturity, minimum investment $5,000.

Fee free IMB Transactions3

Access to real time payments through Osko®

Smart digital banking

Open online in 10 minutes

Reward Saver Account

Earn up to

not available

% p.a.1 p.a

Apply online in under 10 minutes.

Online Term Deposits

Everyday Unlimited Account

Everyday banking solutions

Enjoy seamless, secure and reliable banking, every day.

Saving for the future

Check out our high-interest savings accounts or our term deposit accounts.

Managing your business

Consult a specialist and explore our tools to help your business thrive.

Buying a car

Our personal loans are tailored to new cars up to 4 years old, used cars up to 6 years old and unsecured loans.

Seamless transacting

Our bank accounts are tailored for under 13s, students & apprentices under 30, adults, and over 50s.

Saving for the future

Check out our high-interest savings accounts or our term deposit accounts.

Seamless transacting

Our bank accounts are tailored for under 13s, students & apprentices under 30, adults, and over 55s.

Buying a car

Our personal loans are tailor to new cars up to 4 years old, used cars up to 6 years old and unsecured loans.

Managing your business

Consult a specialist and explore our tools to help your business thrive.

1 woman sharing her phone with 2 others over a cup of coffee

4 tips to buying your first home

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4 easy money saving tips

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Keeping bank accounts healthy

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How much can I borrow?

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Learn how to maximise your savings

In most cases, there are two main options available for those who have saving goals or want to maximise their interest returns after a few years of saving. This is where term deposits and savings accounts can help; so, which one do you choose?

50+ banking

Learn about how IMB supports those aged 50 and over with a fee free transaction account* that also earns interest.

Highly Rated App

Learn about our highly-rated mobile banking applications. IMB has app store ratings that match and beat the Big Banks.

Buying a car?

Buying a new car? Excellent. How are you paying for it? Sorting out your finance. Read this to learn about Car Finance and Loans.

ways to bank

Bank faster and easier,

how you want to

We’re committed to making banking accessible, so we offer a wide-variety of ways for you to bank. Whether you choose to bank online, on your phone or in person, we have you covered.

Got a question on banking?

How to verify your details

What types of depositors does the Government Guarantee apply to?

How do I activate my IMB Visa Debit Card?

What is a Term Deposit?

What are the fees associated with my deposit account?

Your security, our priority

Security is a fundamental right for our customers, and we hold it as one of our core values.

How We Can Help

We've been supporting our members for over 140 years

Chat with us online, on a phone, video call or in person.

Empowering our users with streamlined digital banking solutions.

Disaster relief support and help through financial stress.

About IMB

Bank easy.
Wherever, whenever.

Banking is even better on our app.

Need support?

Contact us

Get in touch with one of our Australia-based team.

Locate us

Our friendly branch staff are looking forward to helping you achieve your financial goals.

Important Information

General

Information current at date of appearance and subject to change. You should consider the Product Disclosure Statement before making a decision about IMB products and facilities. Fees and charges may apply, see the PDS - Fees, Charges and Limits for more details. Lending criteria, terms and conditions, fees and charges apply to IMB loans. View our Target Market Determinations.

Rates and features

1. The interest rate shown is payable on balances up to $1M only. The Introductory Fixed Bonus Interest Rate is payable for the first 4 interest payments for new accounts opened from 1 September 2023, for new or existing Members who have not held a Reward Saver account before. For joint accounts, all members must be eligible to receive the Introductory Fixed Bonus Interest. To earn both the Introductory Fixed Bonus Interest Rate and Standard Variable Bonus Rate the account holder must make a minimum $50 deposit and no withdrawals per month (Bonus Interest Criteria). If the Bonus Interest Criteria is not met for the calendar month, both the Standard Variable Bonus Rate and Introductory Fixed Bonus Interest Rate are forfeited.

2. Rates and terms negotiable for amounts of $100,000 and over held in a Negotiable Interest Term Account. 6 month term is treated as 183 days for the purposes of term length and interest calculations.

3. Fees apply to international transactions and transactions performed via non-IMB channels.

® Osko is a registered trademark of BPAY Pty Ltd ABN69 079 137 518.