Home loan refinancing

New car loan

Online term deposits

Swift code

Personal & Car Loan Interest Rates

Fixed Personal Loan Rates


	Interest Rate	Comparison Rate¹
New Car Loan ‍For cars up to 4 years old	5.99 % p.a.	6.34 % p.a.	Apply	Find out more
Secured Personal Loan ‍For vehicles up to 6 years old	6.99 % p.a.	7.34 % p.a.	Apply	Find out more
Unsecured Personal Loan	8.98 % p.a.	9.34 % p.a.	Apply	Find out more

Variable Personal Credit Line Rate
	Interest Rate
Unsecured Personal Credit Line	13.85 % p.a.			Find out more

How We Can Help

We've been supporting our members for over 145 years

Chat with us online, on a phone, video call or in person.

Empowering our users with streamlined digital banking solutions.

Disaster relief support and help through financial stress.

About IMB

Damian and Elissa from Newcastle

It really eased our minds to know that Vanessa was all over the process and going to let us know what to do at each step.

Kate Munro from the Illawarra

I would definitely point my friends in the direction of IMB if they were looking for a car loan.

Ken and Lauren from Shellharbour

It was the best thing I have done. Don’t wait. Do it and start planning for your future

why us

IMB Bank is one of the most enduring financial institutions in the country, helping people achieve their financial goals for over 145 years.

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Call 133 462

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Locate us

Our friendly branch staff are looking forward to helping you achieve your financial goals.

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Your security, our priority

We want to empower you with the knowledge to stay vigilant, protect your finances and act quickly if you suspect you’ve been targeted.

How to stay secure

Helpful resources on how you and your family can stay safe.

Types of fraud and scams

Learn about the types of fraud and scams.

Security updates

Stay up-to-date on the latest scams and protect yourself and your family.

Important Information

General

Information current at 10th March 2026 and subject to change. Lending criteria, terms and conditions, fees and charges apply. Target Market Determinations available here. 

Rates and Features  

1. The comparison rate is based on a $30,000 loan over 5 years for both unsecured and secured personal loans. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.  

IMB Bank acknowledges the Traditional Owners of Country throughout Australia and recognises their continuing connection to lands, waters and communities. We pay our respect to Aboriginal and Torres Strait Islander cultures and to Elders past and present, and emerging cultural knowledge holders.

The advice on this website has been prepared without taking account of your objectives, financial situation or needs. Before you act on this advice you should consider the appropriateness of this advice in regard to your objectives, financial situation and needs. Lending criteria, terms and conditions, fees and charges apply to IMB loan products. You should consider the relevant Terms and Conditions and Product Disclosure Statement before deciding whether to acquire any of the products or facilities shown on this website. View our Target Market Determinations.

BSB 641 800 | ABN 92 087 651 974 | AFSL 237 391 | Australian Credit Licence 237 391