
Buy a new or used electric vehicle up to 4 years old with a great fixed interest rate.
Suitable for electric, hybrid, plug-in hybrid, petrol and diesel vehicles
Borrow up to $125,000.
Apply online for fast conditional approval.2.
Flexible terms of 1 - 7 years.
No monthly loan account fees.
No penalty for early payout.
$2,000
$125,000
1-7 years
Fixed
Principal & Interest
Monthly / fortnightly / weekly
Yes, unlimited
Calculated daily, charged monthly
$0
What you can use an electric vehicle loan for Electric vehicle loan for:
- a new or used EV (car up to 4 years old).
- Hybrid car loan for eligible hybrids (car up to 4 years old).
Vehicles financed under this product must meet IMB’s security requirements (including vehicle age). If you’re searching for a green car loan or electric car loan, this is IMB’s New Car Loan, available for eligible EVs and hybrids.
IMB Electric Vehicle Loans (via IMB’s New Car Loan) must be secured with a new car or car up to 4 years old.
To be eligible for an IMB New Car Personal Loan you must be over 18 years of age, have a good credit history and have a monthly income.
Loan Amount | Fixed Interest Rate | Comparison Rate1 |
|---|---|---|
$2,000 - $125,000 | 6.24 % p.a. | 6.59 % p.a. |
Documents | |
IMB Loan Fees and Charges | |
IMB Personal Loan Terms and Conditions | |
Important Information about IMB Personal Loans |
Choose your EV or hybrid (car up to 4 years old)
Apply online for conditional approval2
Provide verification documents and vehicle details
Finalise your loan once your application and security are approved

Yes.
No, there are no monthly account fees.
Yes, there are unrestricted additional repayments on IMB personal loans.
No.
No.
We want to empower you with the knowledge to stay vigilant, protect your finances and act quickly if you suspect you’ve been targeted.
General
Information current as at date of appearance and subject to change. Lending criteria, terms and conditions, fees and charges apply. Target Market Determinations available here.
Rates and Features
1. This comparison rate is based on a $30,000 secured loan over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
2. Conditional approval is given to successful applicants and is valid for 60 days. Conditions include the provision of verification documents and security satisfactory to IMB.