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Business Loans and Finance

Get the right finance to manage and grow your business, supported by your own IMB Business Banking Manager.

IMB BUSINESS LOAN FROM

5.94

% p.a

VARIABLE RATE

Rate shown is for loans with residential security. Other rates available for commercial security.

Dedicated business banking support

Get help and practical solutions from your dedicated Business Banking Manager, at every stage of your business.

Tailored solutions to fit your unique business requirements

Financial expertise from a knowledgeable professional

Round-the-clock support from the same trusted professional

I need help with...

Buying a premises

Buying a vehicle or asset

Managing cash flow

Frequently asked questions

Buy a business premises with the help of a business loan

Borrow up to $10M to purchase a business property.

Loan for business premises

IMB BUSINESS LOAN FROM

5.94

% p.a

VARIABLE RATE

Rate shown is for loans with residential security. Other rates available for commercial security.

Similar to a mortgage, your business can borrow an amount secured by property (residential or commercial) and repay it on a predetermined schedule, with interest.


Our business banking managers can help you structure a loan in a way that suits your business and cashflow needs.

View rates

Key features

Discover our business finance for buying vehicles and asset

Borrow up to $2M to purchase business assets.

Business Equipment Finance

For your business to grow, you need the right asset. We’ve partnered with Angle Finance to offer secured finance for equipment purchases2.


Motor vehicles or yellow goods

For primary assets, we can fund caravans, agricultural machinery, yellow goods, commercial vehicles, construction equipment, and earthmoving machinery.

Secondary and tertiary assets

We can help with Medical or Dental equipment, Printing equipment, Woodworking or Metalworking equipment, Solar and IT hardware equipment.

View the key features

Start taking control to your business cash flow

Explore our options to enhance your business working capital.

Overdraft

A Secured or an Unsecured Business Overdraft works in conjunction with your IMB Business Transaction Account to assist you with the day-to-day working capital requirements of your business.

  • Up to $20,000 for an Unsecured Overdraft
  • Up to $500,000 for a Secured Overdraft
  • Secure with residential, commercial or industrial property

View the key features

Performance Guarantee

We can provide a contract retention or lease bond through our Performance Guarantee to free up your working capital for business operations. 


This is secured by property mortgage or funds held on deposit.

View the key features

Got a question on Business Loans?

What is IMB’s redraw policy?

Can IMB provide Asset Finance?

What can IMB do for my business’ transactional banking needs?

What documentation do I need?

How much can I borrow?

What term are IMB Business Loans?

What is the Loan-to-Value Ratio (LVR) for IMB Business Loans?

Why should I choose IMB as my business bank?

Do I get a dedicated business banker with IMB?

help Centre

Whatever stage your business is at, we're here to help.

Get Started
How to write a business plan, get your business set up or hire employees.
Manage the day-to-day
Learn how to run and grow your business.
Business finance
Making smart financial decisions to help grow your business and team.

why us

IMB Bank is one of the most enduring financial institutions in the country, helping people achieve their financial goals for over 145 years.

Find out more

Important Information

General  

Information current as at date of appearance and subject to change. Lending criteria, terms and conditions, fees and charges apply and available upon request.  

Interest rates are for new applications only and they are not available for refinance of existing IMB loans. A borrower margin may apply.  

Rates and Features  

1. Minimum redraw $500.  

2. The information presented about Angle Finance products is factual only and is not intended to imply any recommendation or opinion by IMB about Angle Finance products. Asset finance is provided by Angle Finance, a trading name of ACN 603 303 126 Pty Ltd, ABN 98 603 303 216. All applications are subject to Angle Finance lending criteria, terms and conditions, and must be for business purposes. IMB is not a Credit Representative for Angle Finance and is not able to give advice about Angle financial products. You should consider the relevant Angle Finance terms and conditions before deciding whether to acquire any products or services. IMB receives a commission from Angle Finance when an IMB customer purchases Angle Finance products.

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