Business Loans and

Get the right finance to manage and grow your business.

Borrow up to $10M

Business Loan

Similar to a mortgage, your business can borrow an amount secured by property (residential or commercial) and repay it on a predetermined schedule, with interest.

Our business banking managers can help you structure a loan in a way that suits your business and cashflow needs.

Key features

Rates & Fees

Borrow up to $2m

Equipment Finance

For your business to grow, you need the right equipment. We’ve partnered with Angle Finance to offer secured finance for equipment purchases3.

Motor vehicles or yellow goods

For any asset on wheels or tracks, from commercial vehicles (up to 4.5 tonnes) to excavators, backhoes, forklifts and mowers.

Secondary and tertiary assets

Industrial, medical, planting, printing, IT and office equipment

Key Features

  • Loans from $10,000 to $2,000,000
  • Options for all business types, including low documentation or new ABN holders
  • Flexible loan terms and payment schedules to suit your business
  • Fixed rate repayments for easy cash flow planning

Borrow up to $500k


A Secured or an Unsecured Business Overdraft works in conjunction with your IMB Business Transaction Account to assist you with the day-to-day working capital requirements of your business.

  • Up to $20,000 for an Unsecured Overdraft
  • Up to $500,000 for a Secured Overdraft
  • Secure with residential, commercial or industrial property

Key features

Rates & Fees

free up working captial


We can provide a contract retention or lease bond through our Performance Guarantee to free up your working capital for business operations. This is secured by property mortgage or funds held on deposit.

Key features

help Centre

Get help for your business, no matter what stage it’s at.

Write a business plan, set up your business or hiring new employees
Insure and protect your business from fraud
Financing your business growth, manage staff

business support

IMB and your business

At IMB, we know that no business is like the other. This is why we put emphasis on understanding you and your business.

Your security, our priority

Security is a fundamental right for our customers, and we hold it as one of our core values.

why us

IMB Bank is one of the most enduring financial institutions in the country, helping people achieve their financial goals for over 140 years.

Find out more

Important Information


Information current as at date of appearance and subject to change. Lending criteria, terms and conditions, fees and charges apply and available upon request.  

Interest rates are for new applications only and they are not available for refinance of existing IMB loans. A borrower margin may apply.  

Rates and Features  

1. Minimum redraw $500.  

2. Fixed interest rates are indicative and may vary on settlement. All fixed rate loans convert to a variable rate at the end of the fixed rate loan term. 

3. The information presented about Angle Finance products is factual only and is not intended to imply any recommendation or opinion by IMB about Angle Finance products. Equipment finance is provided by Angle Finance, a trading name of ACN 603 303 126 Pty Ltd, ABN 98 603 303 216. All applications are subject to Angle Finance lending criteria, terms and conditions, and must be for business purposes. IMB is not a Credit Representative for Angle Finance and is not able to give advice about Angle financial products. You should consider the relevant Angle Finance terms and conditions before deciding whether to acquire any products or services. IMB receives a commission from Angle Finance when an IMB customer purchases Angle Finance products.

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