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Rates & Fees

Business Loan Interest Rates

Variable Business Loan Rates

Interest Rate

Fully Drawn Business Loan
(Commercial Security)


(rates starting from)

6.85

% p.a.

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Fully Drawn Business Loan
(Residential Security)

6.69

% p.a.

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Overdraft Rates

Interest Rate

Secured Business
Overdraft

7.84

% p.a.

Learn more

Unsecured Business
Overdraft

10.84

% p.a.

Learn more

Fixed Business Loan Rates

Residential Security
   Interest Rate1

Commercial Security
    Interest Rate1


1 year

6.49

% p.a.

6.99

% p.a.

Enquire now

2 years

6.49

% p.a.

6.99

% p.a.

Enquire now

3 years

6.49

% p.a.

6.99

% p.a.

Enquire now

4 years

6.74

% p.a.

7.24

% p.a.

Enquire now

5 years

6.74

% p.a.

7.24

% p.a.

Enquire now

How We Can Help

We've been supporting our members for over 140 years

Chat with us online, on a phone, video call or in person.

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About IMB

why us

IMB Bank is one of the most enduring financial institutions in the country, helping people achieve their financial goals for over 140 years.

Find out more

Your security, our priority

Security is a fundamental right for our customers, and we hold it as one of our core values.

Need support?

Contact us

Get in touch with one of our Australian-based team.

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Our friendly branch staff are looking forward to helping you achieve your financial goals.

Important Information

General 

Information current as at 30th January 2024 and subject to change. Lending criteria, terms and conditions, fees and charges apply and available upon request.  

Interest rates are for new applications only and they are not available for refinance of existing IMB loans. A borrower margin may apply.  

Rates and features

1. Fixed interest rates are indicative and may vary on settlement. All fixed rate loans convert to a variable rate at the end of the fixed rate loan term.