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$0 application fee# when you apply for a new business loan with IMB. 

For loans ≥$500K P&I. LVR up to 70%.

#Offer is for eligible for new Fully Drawn Commercial Loan applications received from 1/11/23 until 31/12/2023. Offer is not available for refinance of existing IMB loans. Normal IMB lending criteria, terms and conditions, fees and charges apply. Information is correct as at 2/11/2023 and subject to change. Different interest rates, lending criteria and establishment fees may apply to business loans with a higher LVR, or for interest-only repayments. This offer may be varied or withdrawn at any time.

I'm looking for...

Property finance

Purchase commercial property or equipment with a flexible and competitive business loan.

Refinance options

Our Business Banking Managers could help you find ways to restructure your debts to save you money.

Smart cash solutions

Earn competitive interest on your cash while you plan your next move.

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A cashflow boost

Ensure your business has cash when you need it with a business overdraft.

Easy payment facilities

Flexible, simple payment options providing you and your customers with more convenience.

Convenient banking

Bank fast and smart with real-time payments, accounting software feeds and mobile payments.

How we can help your business

140 years of trust
We have been helping people achieve their financial goals since 1880.
We can come to you
Our Business Banking Managers are flexible and can come to you to discuss your business needs.
Dedicated local customer service
As a mutual bank, our members are our shareholders, and we strive to deliver them the best service, value and innovations.
Visit a local business centre
Our Business Banking Managers live and work where you do. Visit a Local Business Centre.


Contact a Business Banking Manager

I need a business account I need a business loan


IMB by numbers


The year we were established



$12 million +

Given to over 900 community projects since 1999

Find your local Business Banking Manager

They can assess your needs and answer any questions

Find now

Important Information
*The information presented about Angle Finance products is factual only and is not intended to imply any recommendation or opinion by IMB about Angle Finance products. Equipment finance is provided by Angle Finance, a trading name of ACN 603 303 126 Pty Ltd, ABN 98 603 303 216. All applications are subject to Angle Finance lending criteria, terms and conditions, and must be for business purposes. IMB is not a Credit Representative for Angle Finance and is not able to give advice about Angle financial products. You should consider the relevant Angle Finance terms and conditions before deciding whether to acquire any products or services. IMB receives a commission from Angle Finance when an IMB customer purchases Angle Finance products.

The information presented about IMB products is of a general nature and is not intended to be relied upon as a substitute for financial advice. IMB lending criteria, terms and conditions, fees and charges apply. You should consider the Product Disclosure Statement available from IMB before making a decision about IMB products and facilities. Target Market Determinations, available here.


Why choose us?

Established in 1880, IMB Bank is one of the most enduring financial institutions in the country, helping people achieve their financial goals for over 140 years. Our members can access a fully featured range of services: home and personal lending, savings and transaction accounts, term deposits, business banking, and more.

Our renowned personal service is backed by innovation, providing convenient, secure digital banking options where and when you want it. IMB also has a growing retail branch network throughout NSW and Victoria, for when you need to speak to someone in person, and a team of professionals at our locally based contact centre. We have a lending specialist in every branch and a team of mobile lending specialists who will come to you.

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