You can bank on

140 years of trust

home loan Cashback

Switch your eligible home loan and get up to $4,000 cashback*


5.25% p.a.1

Apply online in under 10 minutes

Term Deposits

4.85% p.a.2

6 Month Term Deposit.

Interest paid at Maturity, minimum investment $5,000.

Your security, our priority

Security is a fundamental right for our customers, and we hold it as one of our core values.

Bank easy.
Wherever, whenever.

Banking is even better on our app.

Building better, brighter communities together

Being an active supporter of the communities that we call home is a serious commitment for IMB.

How We Can Help

We've been supporting our members for over 140 years

Chat with us online, on a phone, video call or in person.

Empowering our users with streamlined digital banking solutions.

Disaster relief support and help through financial stress.

About IMB

Frequently asked questions

What products are available to share in Open Banking?

Where can I find my account balances?

How do I activate my card with Apple Pay?

What type of IMB home loans can have a Family Guarantee?

What is a Family Guarantee on a Home Loan?

Need support?

Contact us

Get in touch with one of our Australia-based team.

Locate us

Our friendly branch staff are looking forward to helping you achieve your financial goals.

Important Information

*IMB lending criteria, terms and conditions, fees and charges apply. Offer is for Eligible Refinance Applications made from 14/6/24 until offer is withdrawn. Cashback Payments are for eligible refinanced loans settled within 90 days of application. Borrowers are eligible for one Cashback Payment in a 12-month period. Cashback payment for loans valued between $350,000 and $699,999 is $2,000, Cashback payment for loans valued between $700,000 and $999,999 is $3,000, and Cashback payment for loans valued $1,000,000 and over is $4,000. One Cashback Payment will be paid per eligible application, into the primary borrower’s IMB Transaction Account within 60days of settlement. Excludes refinance of IMB loans. For full terms and conditions see This offer may be varied or withdrawn at any time.

1. The interest rate shown is payable on balances up to $1M only. The Introductory Fixed Bonus Interest Rate is payable for the first 4 interest payments for new accounts opened from 1 September 2023, for new or existing Members who have not held a Reward Saver account before. For joint accounts, all members must be eligible to receive the Introductory Fixed Bonus Interest. To earn both the Introductory Fixed Bonus Interest Rate and Standard Variable Bonus Rate the account holder must make a minimum $50 deposit and no withdrawals per month (Bonus Interest Criteria). If the Bonus Interest Criteria is not met for the calendar month, both the Standard Variable Bonus Rate and Introductory Fixed Bonus Interest Rate are forfeited.

2. Rates and terms negotiable for amounts of $100,000 and over held in a Negotiable Interest Term Account. 6 month term is treated as 183 days for the purposes of term length and interest calculations.