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Following the Reserve Bank of Australia’s increase to the official cash rate, we have announced changes to interest rates on selected loan and deposit products. Find out more.
March 23, 2026
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Reward saver kick start
We want to empower you with the knowledge to stay vigilant, protect your finances and act quickly if you suspect you’ve been targeted.
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*IMB lending criteria, terms and conditions, fees and charges apply. Offer is for Eligible Purchase Applications or Eligible Refinance Applications made from 03/02/26 until Offer is withdrawn. Entitlement to cashback is conditional on the loan being active for at least 12 months. 50% of the cashback is repayable if the loan is discharged within 12 months of the settlement date. Purchase loans must settle within 180 days of application and refinanced loans must settle within 90 days of application. Borrowers are eligible for one Cashback Payment in a 12-month period. Cashback Payment for loans valued between $250,000 and $499,999 is $2,000, Cashback Payment for loans valued $500,000 and over is $3,000. One Cashback Payment will be paid per eligible application, into the primary borrower’s IMB Transaction Account within 60 days of settlement. Excludes: refinance of IMB loans, commercial, construction and bridging loans. For full terms and conditions see www.imb.com.au/cashback. This Offer may be varied or withdrawn at any time.
^Rates and terms negotiable for amounts of $100,000 and over held in a Negotiable Interest Term Account. 12 month term is treated as 365 days for the purposes of term length and interest calculations.
#$50 promotion is valid for new and existing eligible IMB members who have not held a Reward Saver Account before and open a new account in branch or online between 25/03/2026 and 31/05/2026. Account eligibility requirements apply. To be eligible for the $50 bonus, members must hold a minimum balance of $500 at the end of the promotional period (11:59pm on 30/06/2026). Offer limited to one payment of $50 per account and not available with any other offer. Bonus $50 will be paid into the member’s account within 30 days of the end of the promotional period. IMB reserves the right to change or withdraw this offer at any time.
This advice is general advice only and does not take into account your objectives, financial situation or needs. Consider the PDS available from IMB before making a decision about these products. Target Market Determinations available here.
