You can bank on

*IMB lending criteria, terms and conditions, fees and charges apply. Offer is for Eligible Purchase Applications or Eligible Refinance Applications made from 18/10/24 until Offer is withdrawn. Purchase loans must settle within 180 days of application and refinanced loans must settle within 90 days of application. Borrowers are eligible for one Cashback Payment in a 12-month period. Cashback Payment for loans valued between $250,000 and $499,999 is $2,000, Cashback Payment for loans valued between $500,000 and $749,999 is $3,000, and Cashback Payment for loans valued $750,000 and over is $4,000. One Cashback Payment will be paid per eligible application, into the primary borrower’s IMB Transaction Account within 60 days of settlement. Excludes: refinance of IMB loans, commercial, construction and bridging loans. For full terms and conditions see www.imb.com.au/cashback. This Offer may be varied or withdrawn at any time.

#$50 promotion is valid for new and existing IMB members who have not held a Reward Saver Kick Start Account before and open a new Reward Saver Kick Start Account between 24/07/2025 to 16/09/2025. Account eligibility requirements apply. Can not be used in conjunction with any other IMB account offer. $50 bonus will be paid into qualifying members' Reward Saver Kick Start Account within 30 days of promotion end date. To be eligible for the $50 bonus, members must hold a minimum account balance of $200 at the end of the promotional period (11:59pm on 30/09/2025). Offer limited to one bonus per account and not available with any other offer. The Reward Saver Kick Start account is available to individuals aged 13-17 and students, trainees and apprentices aged 18-30, studying or training with an organisation recognised by IMB in its absolute discretion. IMB reserves the right to change or withdraw this offer at any time.

1. Online discount:
Building and contents - When you both quote and buy a new home insurance policy online a discount of up to 10% is applied to your first year’s premium. This discount is not applied to Domestic workers’ compensation (if available and selected), or upon renewal. Minimum premiums may apply.
Landlord - When you both quote and buy a new landlord insurance policy online a premium discount of up to 10% is applied to your first year’s premium. This discount is not applied to Landlord workers’ compensation (if available and selected), or upon on renewal. Minimum premiums may apply.
Motor - The online discount applies when you quote and buy a new Comprehensive Motor Insurance policy online only. Any online discounts offered are applied to our standard rates (excluding optional covers) and are for the first year’s premium only (unless otherwise stated). Promotional or other discounts may apply from time to time for customers who apply for insurance via other methods.

2. Minimum premiums - Minimum premiums may apply. Any discounts may be subject to rounding and only apply to the extent that any minimum premium isn’t reached. If more than one discount applies, they’re applied in a predetermined order, so the later discounts apply to the amount already reduced by the earlier discounts instead of the total amount. Discounts do not apply to government taxes and charges. Most discounts won’t apply below the minimum amount payable for the policy.

This advice is general advice only and does not take into account your objectives, financial situation or needs. Consider the PDS available from IMB before making a decision about these products. Target Market Determinations available at http://imb.com.au/tmd