Cha-ching!

This is your sign to kick start your savings

Open now

Choose the Reward Saver Kick Start Account

Your money, your rules

Start small, dream big. This savings transaction account is built for teens and young adults under 301.

Do two simple things to earn an epic...

5.25

%

p.a.2

Start earning

This rate combines a 2.05% p.a Kick Start Bonus Rate with a 3.20% p.a Standard Variable Bonus Rate for balances up to $100,000.

1

Add at least $20 into the account each month.

2

Chill out and don’t take any money out.

We won stuff,
so you win too.

The experts love it and so will your future self.

No monthly account keeping fees3

Just straight-up savings.

Pocket-sized power.

Automate money, check your balance mid-scroll and smash goals. Our app is rated over 4.5 stars for a reason.

Money, now!

Instant gratification with fast payments.

Own your journey

Personalise your account names e.g. Bali trip, uni books...

Open online now if you’re...

An Australian resident with an Australian residential address

Aged between 13 and 30 years1

Join now

Open in 10 minutes.

Open your account while you wait for your food order

Yep, it’s that quick and easy...

We thought you might ask

What accounts are available as part of the Kick Start package?

Can I open multiple Reward Saver Kick Start accounts?

When is interest on my Reward Saver Kick Start account paid?

How do I earn bonus interest on my Reward Saver Kick Start account (what is the Bonus Interest Criteria)?

The boring stuff (but still important)

General

Information current at date of appearance and subject to change. This advice is general advice only and does not take into account your objectives, financial situation or needs. You should consider the Product Disclosure Statement before making a decision about IMB products and facilities. Target Market Determination available here. Fees and charges may apply, see the PDS – Fees, Charges and Limits for more details.

Interest on all deposits is calculated on the daily balance at a daily rate equivalent to the annual rate divided by 365. A different rate applies to the portion of the balance in each tier.

Rates and features

1. The Reward Saver Kick Start account is available to individuals aged under 30. If you are or become ineligible for this product your account will convert to a Reward Saver account and the standard terms and conditions for that account apply. Please refer to the PDS for full details.

2. Interest rates apply only to balances up to $100k. To qualify for both the Standard Variable Bonus Rate and the Kick Start Bonus Interest Rate, you must deposit at least $20 and make no withdrawals during the calendar month (this is known as the Bonus Interest Criteria). If these criteria are not met, both bonus rates will be forfeited, and your account will earn interest at the base rate only for that month. You can check the current interest rates here

3. Transaction fees may apply.