Start small, dream big. This savings transaction account is built for teens and young adults under 301.

The experts love it and so will your future self.

The IMB Kick Start package includes the Everyday Unlimited Kick Start Account and Reward Saver Kick Start Account.
Yes. There is no limit to the number of accounts an eligible member can hold.
If you meet the Bonus Interest Criteria and interest is payable on the account, interest is calculated daily and paid to the account monthly at the end of the calendar month.
To qualify for both the Standard Variable Bonus Rate and the Kick Start Bonus Interest Rate, you must deposit at least $20 and make no withdrawals during the calendar month (this is known as the Bonus Interest Criteria). If these criteria are not met, both bonus rates will be forfeited, and your account will earn interest at the base rate only for that month. You can check the current interest rates here
General
Information current at date of appearance and subject to change. This advice is general advice only and does not take into account your objectives, financial situation or needs. You should consider the Product Disclosure Statement before making a decision about IMB products and facilities. Target Market Determination available here. Fees and charges may apply, see the PDS – Fees, Charges and Limits for more details.
Interest on all deposits is calculated on the daily balance at a daily rate equivalent to the annual rate divided by 365. A different rate applies to the portion of the balance in each tier.
Rates and features
1. The Reward Saver Kick Start account is available to individuals aged under 30. If you are or become ineligible for this product your account will convert to a Reward Saver account and the standard terms and conditions for that account apply. Please refer to the PDS for full details.
2. Interest rates apply only to balances up to $100k. To qualify for both the Standard Variable Bonus Rate and the Kick Start Bonus Interest Rate, you must deposit at least $20 and make no withdrawals during the calendar month (this is known as the Bonus Interest Criteria). If these criteria are not met, both bonus rates will be forfeited, and your account will earn interest at the base rate only for that month. You can check the current interest rates here
3. Transaction fees may apply.