Personal Loans

Unsecured Personal Loan

Get what you want sooner with an Unsecured Personal Loan. You can borrow to finance a new car, holiday, renovations, a large purchase or to consolidate your debts.

Interest Rate

1. Variable rate loans have a discount off the standard variable rate. The discount margin will be the discount available at the time a loan contract is issued and may be different to the current discount in the interest rates shown. They are for new applications only and they are not available for refinance of existing IMB loans. Also refer to the general information above.


% p.a

Comparison Rate1


% p.a


Take your dreams off hold sooner, with:

Flexible terms of 1 - 7 years

Borrow without securing the loan against an asset

No ongoing account keeping fees

Apply for fast online conditional approval2

Borrow up to $50,000

Other features

Eligibility Criteria

Interest rates

Loan Amount

Fixed Interest Rate

Comparison Rate1

$2,000 - $50,000


% p.a.


% p.a.

Calculate Repayments

Applying for a personal loan is easy

Compare your options

You can also use our personal loan calculator to see how much your repayments will be.

Apply online in under 10 minutes

Our digital personal loan application let's you get started on your own.

Need support?

Contact us

Get in touch with one of our Australia-based team.

Locate us

Our friendly branch staff are looking forward to helping you achieve your financial goals.

How We Can Help

We've been supporting our members for over 140 years

Chat with us online, on a phone, video call or in person.

Empowering our users with streamlined digital banking solutions.

Disaster relief support and help through financial stress.

About IMB

why us

IMB Bank is one of the most enduring financial institutions in the country, helping people achieve their financial goals for over 140 years.

Find out more

Your security, our priority

Security is a fundamental right for our customers, and we hold it as one of our core values.

Important Information


Information current as at date of appearance and subject to change. Lending criteria, terms and conditions, fees and charges apply. Target Market Determinations available here.

You should consider the IMB Member Guide to Transaction Banking - Product Disclosure Statement before making a decision about IMB products and facilities. Fees and charges may apply, see the PDS – Fees, Charges and Limits for more details.

Rates and features

1. The comparison rate is based on a $30,000 unsecured loan over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Normal IMB lending criteria, terms and conditions, fees and charges apply.