New Car Loan


IMB's New Car Loan could have you cruising in your new car sooner with a great fixed interest rate, no monthly account fees, no penalty for early payout and a fast application process. Apply for a fast online conditional approval2.


1. Variable rate loans have a discount off the standard variable rate. The discount margin will be the discount available at the time a loan contract is issued and may be different to the current discount in the interest rates shown. They are for new applications only and they are not available for refinance of existing IMB loans. Also refer to the general information above.


% p.a

Comparison Rate1


% p.a


Buy a new or used car up to 4 years old with a great fixed interest rate.

Borrow up to $125,000.  

Apply online for fast conditional approval.2.

Flexible terms of 1 - 7 years.

No monthly loan account fees.

No penalty for early payout.

Other features

Types of security

Eligibility criteria

Interest rates

Loan Amount

Fixed Interest Rate

Comparison Rate1

$2,000 - $125,000


% p.a.


% p.a.

Calculate Repayments

Applying for a personal loan is easy

Compare your options

You can also use our personal loan calculator to see how much your repayments will be.

Apply online in under 10 minutes

Our digital personal loan application let's you get started on your own.

Need support?

Contact us

Get in touch with one of our Australia-based team.

Locate us

Our friendly branch staff are looking forward to helping you achieve your financial goals.

Got a question on Personal Loans?

Can I do weekly/fortnightly repayments on a personal loan?

Are there any ongoing fees on personal loans?

Can you pay the personal loan out early?

Do your personal loans have redraw?

Do you offer balloon payments on car loans?

How We Can Help

We've been supporting our members for over 140 years

Chat with us online, on a phone, video call or in person.

Empowering our users with streamlined digital banking solutions.

Disaster relief support and help through financial stress.

About IMB

why us

IMB Bank is one of the most enduring financial institutions in the country, helping people achieve their financial goals for over 140 years.

Find out more

Your security, our priority

Security is a fundamental right for our customers, and we hold it as one of our core values.

Important Information


Information current as at date of appearance and subject to change. Lending criteria, terms and conditions, fees and charges apply. Target Market Determinations available here.

Rates and Features

1. This comparison rate is based on a $30,000 secured loan over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

2. Conditional approval is given to successful applicants and is valid for 60 days. Conditions include the provision of verification documents and security satisfactory to IMB.