Enjoy an everyday account designed for Australians 50 years and over1 who want more freedom, more access, and zero international fees.
You deserve banking that's clear and upfront, every step of the way.
Fee type | Fee amount |
|---|---|
Online payments | Free |
Mobile payments | Free |
EFTPOS | Free |
International ATMs | Free |
International purchases | Free |
Account Balance | Standard Variable |
|---|---|
$250,000 and over | 2.50 % p.a. |
$50,000 - $249,999.99 | 2.25 % p.a. |
$10,000 - $49,999.99 | 1.75 % p.a. |
Up to $9,999.99 | 0.05 % p.a. |
mobile app
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4.7
on App Store
4.3
on Google Play
It’s all about making banking feel effortless.
Block, cancel, manage your PIN and setup your smart device.
Smart technology. Real-time monitoring. You're always in control.
Freeze or replace your card instantly, right in the app.
We’ll monitor and alert you of suspicious activities.
We’ll monitor and alert you of suspicious activities.
Your deposits are protected up to $250k.
We’ll monitor and alert you of suspicious activities.
Face ID and fingerprint login for seamless banking.
Freeze or replace your card instantly, right in the app.
Your deposits are protected up to $250K.
We believe good banking starts with clear answers.
Embarking on your next trip is exciting and while you hope the unexpected does not happen, it is best to be prepared.
We’re proud to invest in local people, projects, and progress. Since 1880.
Our friendly branch staff are ready to help you achieve your financial goals. We’ll also provide the coffee or tea while you’re here.
+Terms and Conditions apply. Entry open to Australian residents 18+ with IMB issued Visa Debit card. Promotion Ends: 11:59pm AEDT 31/10/26. Earn 1 entry for every 10 x $5 eligible transactions (1 bonus entry per draw if 1 transaction is via Click to Pay). Max 1 prize per person per draw (excl SA). Entries close at 11:59pm AEST/AEDT on the last day of each month (30/6/26 – 31/10/26 inclusive). Prizes (p/draw): 1x $10K prize & 10x $1K prizes. There will be 1 draw per month. Prizes will be paid by EFT into the winner’s IMB account. NSW Authority: TP/ 05111. Permits: ACT TP26/ 01156 SA T26/ 894. Your info is used to conduct this promotion and may be disclosed to service providers and authorities as required. We may also use your info for our own marketing purposes and as set out in the Terms & Conditions. If the info is not provided you cannot enter. Our Privacy Policy contains details on how info is used, how you may access/correct info held and our privacy complaints process. Your info will not be disclosed overseas. You should consider the PDS available from IMB before making a decision about IMB products and facilities. Target Market Determinations available at Target Market Determinations | IMB Bank . IMB Ltd trading as IMB Bank. ABN 92 087 651 974. AFSL/Australian Credit Licence 237391.
Travel Insurance
IMB trading as IMB Bank ABN 92 087 651 974, AFSL/Australian Credit License No. 237 391 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz). Travel insurance is issued and managed by AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631, trading as Allianz Global Assistance (AGA), for the insurer Allianz. IMB, Allianz and AGA do not provide any advice based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits and applicable sub-limits, and exclusions apply. Before making a decision, consider the IMB Travel Insurance Product Disclosure Statement. The relevant Target Market Determination is also available at Policies & Services . If you buy this insurance, IMB Bank and AGA will receive a commission that is a percentage of the premium as outlined in their Financial Services Guide. Ask IMB Bank for more details before it provides you with services.
General
Information current at date of appearance and subject to change. You should consider the Product Disclosure Statement before making a decision about IMB products and facilities. Target Market Determination available here. Fees and charges may apply, see the PDS – Fees, Charges and Limits for more details.
Interest on all deposits is calculated on the daily balance at a daily rate equivalent to the annual rate divided by 365. A different rate applies to the portion of the balance in each tier.
Rates and features
1. The Everyday 50PLUS Account is available to individuals aged 50 and over or in receipt of an eligible permanent pension.
® Osko is a registered trademark of BPAY Pty Ltd ABN 69 079 137 518. Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google LLC. Samsung Pay is a trademark or registered trademark of Samsung Electronics Co., Ltd. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.
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