Pay no monthly account keeping fees and no IMB transaction fees – anywhere in the world.
Add your Visa Debit Card to your digital wallet and tap and pay securely with Apple Pay, Google Pay Samsung Pay, and Garmin Pay.
Earn interest on your balance, while accessing your money at any time.
Rates, fees and more
Fee type | Fee amount |
|---|---|
Online payments | Free |
Mobile payments | Free |
EFTPOS | Free |
International ATMs | Free |
International purchases | Free |
Account Balance | Standard Variable |
|---|---|
$250,000 and over | 1.90 % p.a. |
$50,000 - $249,999.99 | 1.50 % p.a. |
$10,000 - $49,999.99 | 1.10 % p.a. |
Up to $9,999.99 | 0.05 % p.a. |
Limit type | Limit amount |
|---|---|
Daily cash withdrawal limit | $1,000 |
Daily Visa Debit Card transaction limit | $10,000 |
Daily OSKO transaction limit | $1,000 |
Daily Online Banking transaction limit | $5,000 |
IMB Member Guide to Transaction Banking – Product Disclosure Statement | |
PDS – Fees Charges and Limits | |
PDS – Interest Rates for IMB Deposit Products |
Read the product information, terms and conditions, and fee information
Give yourself approximately 10 minutes to go through the application
Have your ID handy so we can verify your identity electronically (open to Australian residents, 50 years and over)
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We want to empower you with the knowledge to stay vigilant, protect your finances and act quickly if you suspect you’ve been targeted.
General
Information current at date of appearance and subject to change. You should consider the Product Disclosure Statement before making a decision about IMB products and facilities. Target Market Determination available here. Fees and charges may apply, see the PDS – Fees, Charges and Limits for more details.
Interest on all deposits is calculated on the daily balance at a daily rate equivalent to the annual rate divided by 365. A different rate applies to the portion of the balance in each tier.
Rates and features
1. The Everyday 50PLUS Account is available to individuals aged 50 and over or in receipt of an eligible permanent pension.
® Osko is a registered trademark of BPAY Pty Ltd ABN 69 079 137 518. Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google LLC. Samsung Pay is a trademark or registered trademark of Samsung Electronics Co., Ltd. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.
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