
1 major prize winner
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10 additional winners


Transactions settled within 10 days of the last day of the month will go into the draw. Incomplete transactions and transactions that are reversed or cancelled will be ineligible for entry into the relevant monthly draw.
All new and existing IMB members aged 18 and over who have an active IMB Visa Debit Card are eligible for the promotion
No. You will automatically enter the promotion prize draw when you meet the transaction criteria using your IMB Visa Debit Card.
An eligible transaction is a single transaction of $5 or more when you make a purchase using an IMB Visa Debit Card, or an online purchase using Visa Click to Pay.
Qualifying transactions must be settled by the 10th day of the following month. Any transactions settled after the 10th day will count toward the next month’s qualifying transactions.
No, ATM withdrawals DO NOT count as a Visa Debit Card transaction. Additionally, transactions involving cash out at merchant point of sale do not count as qualifying transactions.
Yes, overseas purchases count as transactions as long as it is made using the IMB Visa Debit Card.
No, refunds or reversed transactions DO NOT count as an eligible transaction.
Winners are drawn before the end of the month after the qualifying month. For example, June winners will be drawn before the end of July.
Yes, winning more than once is possible. The winners are drawn completely randomly. Previous winners will NOT be excluded from new prize draws.
All IMB Visa Debit Cards are eligible for this promotion.
You can order an IMB Visa Debit Card by contacting us via secure mail on Internet Banking or in-app messaging. Alternatively, you can call us on 133 462 or visit your nearest IMB branch.
You can use either physical card or digital wallet, they both count.
Yes. Qualifying transactions are calculated at the individual card level, not at the account level.
Qualifying transactions are calculated at the individual card level, not at an overall member level. For example, if you have two IMB Visa cards and do five transactions on each, this will not qualify as 10 transactions for an entry into the draw. Every 10 eligible transactions on each card will earn one entry into the draw.
You can call us on 133 462 between 8am and 8pm, Monday to Friday or between 9am and 4pm on Saturday.
At the point of sale, choose “CR”, “CREDIT” or “VISA DEBIT” to make an eligible transaction. These options use funds from your linked transaction account. “EFTPOS” transactions are not eligible for the promotion.
The winners will be contacted directly by IMB Bank via phone and email. You should never click on any links in an email from IMB. Instead, verify authenticity through known secure channels such as the website. IMB will never ask you to provide your member ID, password, or card details outside of our internet banking or mobile applications.
When shopping online, members can:
Click to Pay can be used at participating online merchants wherever the Click to Pay icon is shown. It works across websites and on mobile devices.
Yes. Click to Pay uses advanced security features such as:
No. Once a card is enrolled, details are stored securely, so members don’t need to manually enter their card number, expiry or CVV at checkout.
Customers can enroll by:
Yes. Customers can store multiple cards (including Visa and other participating card brands) and choose which one to use at checkout. Members need to use a registered IMB Visa Debit card within Click to Pay for a transaction that is eligible for the promotion.
No. There is no additional fee to use Click to Pay. Standard card terms and conditions still apply.
A one-time passcode may be sent to verify the member’s identity when using Click to Pay, especially on new devices or for added security.
Click to Pay provides faster checkout (fewer steps, no typing card details), more secure payments and a convenient and consistent experience across devices.
Yes – it’s often described as “contactless for online payments,” making checkout simple, fast and seamless.
Hundreds of merchants in Australia have enabled Click to Pay. Examples include: Bing Lee, Ceres Life, City Beach, Cotton On, Country Road, David Jones, Domino’s Pizza, Event Cinemas, Everyday Insurance, Factorie, Forever New, The Gamesmen, GoFundraise, Hey You, iBody, iFLY, Magimix, Mimco, New Balance, Nick Scali, PayStay, Pizza Hut, PlayHQ, Plush, Reading Cinemas, RentPay, Rex Flyer, Rodd & Gunn, rubi, Shaver Shop, Skip, Stratco, Supre, Swarovski, Taronga Zoo, Trenery, Typo, Village Cinemas, Webjet.com.au, Witchery, Zone Bowling, and many others.
Click to Pay is Visa’s online checkout service that lets customers pay quickly and securely without entering card details each time.
When checking out online, select “Click to Pay” as a payment method. Click to Pay must be linked to your IMB Debit card, and the transaction must be $5.00 or more to qualify.
No, multiple Click to Pay transactions in the same month will only count as one additional entry. You can earn an additional bonus entry by conducting a Click to Pay transaction in the next month as long as the promotion is live.
Yes, in order to use Click to Pay, you will need to setup Click to Pay by linking your IMB Visa Debit Card. Click here for more information on how to set up Click to Pay.
Click to Pay can be used at participating online merchants wherever the Click to Pay icon is shown. It works across websites and on mobile devices. Even if an online merchant does not participate in Click to Pay, you can still enter your IMB Visa Debit card details or use a digital wallet (such as Apple Pay or Google Pay) with your registered IMB Visa Debit card for a qualifying online purchase.
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Terms and Conditions apply. Entry open to Australian residents 18+ with IMB issued Visa Debit card. Promotion Ends: 11:59pm AEDT 31/10/26. Earn 1 entry for every 10 x $5 eligible transactions (1 bonus entry per draw if 1 transaction is via Click to Pay). Max 1 prize per person per draw (excl SA). Entries close at 11:59pm AEST/AEDT on the last day of each month (30/6/26 – 31/10/26 inclusive). Prizes (p/draw): 1x $10K prize & 10x $1K prizes. There will be 1 draw per month. Prizes will be paid by EFT into the winner’s IMB account. NSW Authority: TP/ 05111. Permits: ACT TP26/ 01156 SA T26/ 894. Your info is used to conduct this promotion and may be disclosed to service providers and authorities as required. We may also use your info for our own marketing purposes and as set out in the Terms & Conditions. If the info is not provided you cannot enter. Our Privacy Policy contains details on how info is used, how you may access/correct info held and our privacy complaints process. Your info will not be disclosed overseas.
You should consider the PDS available from IMB before making a decision about IMB products and facilities. Target Market Determinations available at www.imb.com.au/TMD. Fees and charges may apply, see the PDS – Fees, Charges and Limits for more details. Information current at date of appearance and subject to change. IMB Ltd trading as IMB Bank. ABN 92 087 651 974. AFSL/Australian Credit Licence 237391