Raising money together

An IMB referrer arrangement could help your organisation’s fundraising activities.

Take the hard work out of your fundraising activities

IMB is committed to helping local communities get ahead. A referrer agreement1 is a simple and effective way to boost your fundraising activities without overloading your fundraising team. Under an IMB referrer agreement, all home loans referred by your organisation or club are eligible for a commission fee, payable on settlement. It’s that easy and adds up quickly.

There are 2 types of payments available depending on your organisation:

Non-for profit organisations and clubs2

The value of the commission is a flat fee of $500, that is paid direct to your organisation once the loan has settled.

Commercial businesses2

The value of the commission is equal to 0.25% of the settled Home Loan amount. For example, if a customer takes out a Home Loan of $500,000, this will raise $1,250 for your organisation.

How to setup an IMB Referral Agreement

Step 1

Get set up with an IMB representative and join the IMB Bank Home Loan Referrer Program.

Step 2

Refer a customer or member of your organisation to IMB for a Home Loan.

Step 3

Your member/customer takes out a Home Loan with IMB and mentions your referral agreement.

Step 4

Your club or organisation will be rewarded with the referral payment when the loan settles.

How to promote your referral agreement

The IMB Bank Marketing team can provide a range of customised materials to promote your referral agreement with friends and members of your organisation. For example, social media posts or flyers.

our home loans

Why consider an IMB Home Loan

Whether buying, renovating, relocating or investing, IMB have a range of flexible and competitive home loan products to suit most needs. With features3 such as:

Introductory rate discounts

Life of loan interest rate discounts

Fixed interest rate options

Split loans

100% Offset Accounts

Package options

Online Application available

How it’s working for others

Keira Cricket Club has found the Loan Referrer agreement an effective way to raise money. In a difficult climate to obtain sponsorships from the general business community the IMB referrer agreement has been helpful in providing revenue for the club. For an amateur sporting club, a sponsorship or referral fee of $1000 is of great benefit and is definitely appreciated.
Mark Johnston
Keira Cricket Club
[The referral program] has assisted us in purchasing both junior and senior equipment and uniforms, as well as the purchase of a number of essential first aid items. I would not hesitate to recommend this system.
Paul Condon President
Wollongong Tech Waratahs
Wests Rugby Union Club, proudly supported by Canberra Southern Cross Club, has been happily associated with IMB through our referrer agreement for the past 3 years. The referrer agreement is a fantastic opportunity for Wests to promote IMB’s great banking facilities to our members and generate some much needed revenue for the club.
David BensleyPresident
Wests Rugby Club Canberra Club

Need support?

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Our friendly branch staff are looking forward to helping you achieve your financial goals.

Important Information


Information current as at date of appearance and subject to change. Lending criteria, terms and conditions, fees and charges apply. Minimum total loan exposure $75,000. Eligibility criteria must be met to apply online. Split loan options not available in online applications.  

You should consider the relevant Terms and Conditions or Member Guide to Transaction Banking - Product Disclosure Statement before deciding whether to acquire any IMB products or facilities. Target Market Determinations available here.

Rates and features

1. The IMB referrer agreement sets out terms and conditions applying to the establishment and operation of an IMB referral arrangement including legal requirements that apply to the referrer and the conditions which must be met for referrer to be exempt from the national credit licensing regime.

2. The referral fee is deposited into the referrer’s nominated account the month after the new loan settles. If a new loan discharges within 12 months of settlement, the referrer must repay 50% of the commission paid to the referrer for that loan. IMB may deduct the relevant amount from any subsequent commission payments to the referrer.

3. Not all features are available on each IMB Home Loan product. Normal IMB lending criteria, terms and conditions, fees and charges apply to all loans under IMB referral agreements.