Ways to bank

IMB Visa Debit Card

Make purchases online, over the phone and across the globe using your own money.


An IMB Visa Debit Card allows you to go where EFTPOS can’t. Make purchases online, over the phone, and across the globe using your own money. Get all the freedom and security Visa offers without the debt.

The IMB Visa Debit Card can be attached to most IMB Transaction accounts allowing you to access your own money when making purchases with the card – no credit involved!

Shop online and over the phone using your own money

Tap and pay securely with, Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin pay

Chip card security

Visa Secure and eftpos Secure

Low monthly fee $1.60 per month (No cardholder fee on Everyday Unlimited and Everyday Unlimited Kick Start accounts)1

Lower transaction fees - when you use Visa Debit and press 'CR' button to make purchases in Australia at participating merchants, the transaction is totally fee-free

Daily Card Spend Limits

Daily spend limits apply to all IMB Visa Debit Cards. This limit is (AUD) $10,000 per card per day, excluding cash withdrawals at ATM’s or Visa Cash Advances processed at any financial institution, displaying the Visa symbol.

From time to time, it will become necessary to reduce this limit, depending on the country you are making a Visa credit purchase, either whilst you are traveling or via on-line shopping.

IMB will update restricted countries and their limits on this page, from time to time. Please ensure that you are aware of the limits that may apply, if you are traveling overseas.

Country Limits

United States of America (US) $5,000 per card per day.

Visa Secure & eftpos Secure

As an IMB cardholder, your online transactions are protected with Visa Secure and eftpos Secure.

Protecting you is our top priority. Together with participating online merchants, Visa Secure and eftpos Secure help to prevent the unauthorised use of your card by authenticating your identity at the time of the purchase. This helps us ensure you’re you and better protects you from fraud.

There is no requirement for you to register your card for these services, it is automatically registered.

Need more information?  See our frequently asked questions.

Important documents

Member Guide to Transaction Banking

Fees, Charges and Limits

Need support?

Contact us

Get in touch with one of our Australia-based team.

Locate us

Our friendly branch staff are looking forward to helping you achieve your financial goals.

Got a question on Visa Debit Card?

How do I activate my IMB Visa Debit Card?

Do I need to update my digital card information when I receive my replacement Visa card?

I see the Visa or eftpos logo when I’m going through the extra check. What’s this about?

If I do encounter this extra verification step with Visa Secure, what will the extra check be?

With Visa Secure, what happens when I finish shopping?

why us

IMB Bank is one of the most enduring financial institutions in the country, helping people achieve their financial goals for over 140 years.

Find out more

Your security, our priority

Security is a fundamental right for our customers, and we hold it as one of our core values.

Important Information

You should consider the IMB Member Guide to Transaction Banking - Product Disclosure Statement before making a decision about IMB products and facilities. Target Market Determinations available here. Fees and charges may apply, see the PDS – Fees, Charges and Limits for more details. Information current at date of appearance and subject to change.

1. $1.60 monthly VISA Debit Card fee applies to other account types. Waived for new Wisdom Saver accounts opened from 1 January 2024 until offer is withdrawn. This offer may be withdrawn at any time without notice.

Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google LLC. Samsung Pay is a trademark or registered trademark of Samsung Electronics Co., Ltd. Fitbit Pay is a trademark of Fitbit Inc. in the U.S. and other countries. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.