Whether you're saving for your first trip, a new surfboard, or just want to stay on top of your money, designed for teens and young adults under 30 the Kick Start package1 gives you the tools to help you spend smart and save faster—with an everyday transaction account and a high-interest savings account.
No monthly account keeping fees4
just straight-up savings
Have lots of saving goals?
Open multiple and name each account
.avif)
No monthly account keeping fees
Just easy spending with fee-free IMB transactions3
Fast access to smart spending
With access to real time payments through OSKO®
IMB Visa Debit Card for ages 15 years and over
Tap and pay with your favourite smart device
General
Information current at date of appearance and subject to change. This advice is general advice only and does not take into account your objectives, financial situation or needs. You should consider the Product Disclosure Statement before making a decision about IMB products and facilities. Target Market Determination available here. Fees and charges may apply, see the PDS – Fees, Charges and Limits for more details.
Interest on all deposits is calculated on the daily balance at a daily rate equivalent to the annual rate divided by 365. A different rate applies to the portion of the balance in each tier.
Rates and features
1. The Everyday Unlimited Kick Start account and the Reward Saver Kick Start account are available to individuals aged under 30. If you are or become ineligible for this product, your Everyday Unlimited Kick Start account will convert to an Everyday Unlimited account, and your Reward Saver Kick Start account will convert to a Reward Saver account. Once the accounts convert, the standard terms and conditions for the new account apply. Please refer to the PDS for full details.
2. Interest rates apply only to balances up to $100k. To qualify for both the Standard Variable Bonus Rate and the Kick Start Bonus Interest Rate, you must deposit at least $20 and make no withdrawals during the calendar month (this is known as the Bonus Interest Criteria). If these criteria are not met, both bonus rates will be forfeited, and your account will earn interest at the base rate only.
3. Fees apply to international transactions and transactions performed via non-IMB channels.
4. Transaction fees apply.
® Osko is a registered trademark of BPAY Pty Ltd ABN 69 079 137 518. Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google LLC. Samsung Pay is a trademark or registered trademark of Samsung Electronics Co., Ltd. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.
.svg)
