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Min lending applies. LVR up to 80%.
Refinanced loans settled within 90 days, purchase loans settled within 180 days. $4,000 for loans ≥ $1mil. $3,000 for loans $700k<$1mil. $2,000 for loans $350k<$700K.
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Save on your home loan without compromising on features, with:
Interest rates shown are for new investment loans on principal and interest repayments
Budget Home Loan | Interest Rate1 | Comparison Rate2 |
|---|---|---|
LVR ≤80% | 6.29 % p.a. | 6.35 % p.a. |
LVR >80% & ≤90% | 6.39 % p.a. | 6.45 % p.a. |
Home Loan Documents | |
IMB Home Loan Terms and Conditions | |
IMB Loan, Fees and Charges |
Review our home loan help articles or speak with one of our home loan specialists to better understand home loans.
We offer a fixed rate, basic variable rate and variable with offset account. You can also use a home loan calculator to see how much you could borrow and what your repayments will be.
Our digital home loan journey let's you get started on your own, or one of our home loan specialists can help you out.
Security is a fundamental right for our customers, and we hold it as one of our core values.
General
Information current as at date of appearance and subject to change. Lending criteria, terms and conditions, fees and charges apply. Minimum total loan exposure $75,000. Eligibility criteria must be met to apply online. Split loan options not available in online applications.
You should consider the Terms and Conditions and Product Disclosure Statement before making a decision about IMB products and facilities. Target Market Determinations available here.
Purpose, repayment type and LVR
Interest rates are based on criteria that includes purpose (owner occupier or investment), repayment type (principal and interest (P&I) or interest only) and loan to value ratio (LVR). Different interest rates and establishment fees may apply if the purpose, repayment type or LVR is different to the purpose, repayment type or LVR for the interest rate shown.
Rates and features
1.Variable rate loans have a discount off the standard variable rate. The discount margin will be the discount available at the time a loan contract is issued and may be different to the current discount in the interest rates shown. They are for new applications only and they are not available for refinance of existing IMB loans. Also refer to the general information above.
2.This comparison rate is based on a $150,000 secured home loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
3.Minimum redraw $500.
4.Maximum allowed varies depending on state, occupancy, loan amount and security type.
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