IMB Bank announces interest rate changes

Following the RBA’s increase to the official cash rate, today we have announced changes to interest rates on selected loan and deposit products.

The adjustments include an increase to our new and existing variable home loan interest rates by 0.25% p.a., effective on November 13, 2026.

We have also increased rates on selected deposit accounts including IMB’s Reward Saver, Reward Saver Kick Start and Everyday 50PLUS accounts. Interest rates for all other deposit accounts are under review. The deposit rate changes are effective on November 13, 2026.

These changes aim to balance the needs of our depositor and borrower customers. We understand that rising interest rates and cost-of-living pressures may affect some customers. We encourage our customers who need support and would like to discuss their IMB loan to contact our team on 133 462 or visit IMB Bank .

Existing variable rate home loan borrowers with principal and interest repayments will be notified of their new repayment amount in their December statement, with the new repayment amount payable from March 2027.

Lending criteria, terms and conditions, fees and charges apply to IMB loan products. Information current as at date of appearance and subject to change. This advice is general advice only and does not take into account your objectives, financial situation, or needs. You should consider the Product Disclosure Statement before deciding whether to acquire any of the products shown on this website. Target Market Determinations, available here.

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