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Our Zoo Account provides a range of benefits for children up to 12 years old, including:

  • Bonus interest by saving as little as $10 a month with no withdrawals1
  • Receive real-time payments through Osko®
  • No transaction or account keeping fees2
  • Welcome Kit - including free IMB Zoo gift
  • $100 monthly prize draw3
  • Account statements mailed (6-monthly), including colouring-in competitions.* Download and print your Winter Colouring Competition entry form here.
    *Colouring competition open to all IMB Zoo members. Open a Zoo account today to enter.




Interest Rates

Account balance Standard Variable Interest Rate Standard Variable Bonus Rate1 Earn up to
$50,000 and over 0.10% pa 1.20% pa 1.30% pa
$20,000 - $49,999.99 0.10% pa 1.20% pa 1.30% pa
$5,000 - $19,999.99 0.10% pa 1.20% pa 1.30% pa
Up to $4,999.99 0.10% pa 1.20% pa 1.30% pa

Fees, Charges and Limits



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Important Information:

1. Standard Variable Bonus interest is payable when bonus interest criteria are met - a minimum $10 deposit and no withdrawals are made in the calendar month. Interest is calculated daily and is paid at the end of each calendar month. 2. Fees and charges for IMB services, government and third party fees may apply. 3. Competition open to NSW, ACT & VIC members only. One entry is automatically earned for every deposit of $10 or more into an IMB Zoo Account in the child's name. A Member is entitled to be entered into the competition more than once in any month and for the duration of the competition. Unsuccessful entries from a $100 monthly prize draw do not carry forward to the subsequent month’s draw. The prize is $100 deposited into the winning Member’s Zoo Account by IMB within 30 days of the prize draw. Promotion period 01/12/2021 to 30/11/2022 with a monthly prize drawn at 47 Burelli St, Wollongong on the second Tuesday of each month at 3pm from all entries received in the previous calendar month. This offer may be varied or withdrawn at any time. Please see or an IMB branch for full terms and conditions of this competition. Zoo account available for individuals aged 0-12, terms and conditions apply. For more information on the Financial Claims Scheme see Consider the PDS available from IMB before making a decision about this product. This advice is general advice only and does not take into account your objectives, financial situation or needs. ® Osko and logo is a registered trademark of BPAY Pty Ltd ABN 69 079 137 518. Please consider the Product Disclosure Statement, available from IMB, before making a decision about this product. Target Market Determination available here.