My Credit Union


Great lending products
We’ve won a number of awards for our home loans, car loans and personal loans. From first home buyers to growing businesses, IMB can help you get the competitive finance you need to get moving.

Smart everyday banking
We can help you get your everyday banking sorted, with friendly service in-branch, on the phone, online and on your mobile. That includes giving you access to real-time payments 24/7 through Osko® and the full suite of digital wallets: including Apple PayTM, Google PayTM, Samsung PayTM, Fitbit PayTM and Garmin PayTM. Smarter banking, every day. 

A growing branch network
While other banks are closing their doors, we’re expanding and enhancing our branch network to better serve our growing customer base. From Victoria, to the New South Wales South Coast, the Shoalhaven and the Illawarra, Metropolitan Sydney and the Newcastle/Hunter, IMB has 53 branches and key local business banking hubs so you can discuss your goals with us face-to-face.

Active in your community
We’re proud of our NSW heritage and are active in the communities we serve. Now in its 21st year, the IMB Community Foundation has provided over $10m of funding to over 800 not-for-profit community initiatives, big and small, since 1999.

Tailored business support
If you own a business, we can give you the local knowledge and fast, tailored support you want from your bank. We proudly support business excellence as naming rights sponsor of the IBC Illawarra Business Awards and Illawarra Women in Business Awards.

How can we help you?

Get a great value home loan

Whether you’re buying your first home, refinancing or looking for an investment property, we’ll help you get your finance in order at a competitive rate.


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Get your everyday banking sorted

Enjoy the convenience of our extensive branch network, real-time payments with Osko® and Australia’s first in-app authenticated messaging service.

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Upgrade your car

Right now you can get a 4.88% pa Interest Rate and 5.23% pa Comparison Rate for cars up to 2 years old – with no monthly fee and no penalty for early payout.

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Important Information:
1. Source: Discovery Research, 2019.
2. Source: