Help Centre
Rates and fees
Home Loans

Home Loan Reference Rates

Standard Variable Rate

Interest Rate

For Owner Occupier loans


% p.a.

For Interest Only Owner Occupier loans


% p.a.

For Investment Purpose loans


% p.a.

For Interest Only Investment Purpose loans


% p.a.

Reference Rates
Loans no longer available for new business

Interest Rate

Home Basic P&I


% p.a.

Premium Home Loan Package


% p.a.

Investment Loan P&I


% p.a.

No Regrets Home Loan <90% LVR


% p.a.

No Regrets 1st Home Buyers Loan <90% LVR


% p.a.

Basic Variable <95% LVR


% p.a.

How We Can Help

We've been supporting our members for over 140 years

Chat with us online, on a phone, video call or in person.

Empowering our users with streamlined digital banking solutions.

Disaster relief support and help through financial stress.

About IMB

why us

IMB Bank is one of the most enduring financial institutions in the country, helping people achieve their financial goals for over 140 years.

Find out more

Your security, our priority

Security is a fundamental right for our customers, and we hold it as one of our core values.

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Contact us

Get in touch with one of our Australia-based team.

Locate us

Our friendly branch staff are looking forward to helping you achieve your financial goals.

Important Information


Information current as at date of appearance and subject to change. Lending criteria, terms and conditions, fees and charges apply. Minimum total loan exposure $75,000.

You should consider the relevant Terms and Conditions or Product Disclosure Statement before deciding whether to acquire any IMB products or facilities. Target Market Determinations available here.