Home Loan Reference Rates

Standard Variable Rate	Interest Rate
For Owner Occupier loans	8.96 % p.a.
For Interest Only Owner Occupier loans	9.26 % p.a.
For Investment Purpose loans	9.53 % p.a.
For Interest Only Investment Purpose loans	9.83 % p.a.

Reference Rates Loans no longer available for new business	Interest Rate
Home Basic P&I	8.77 % p.a.
Premium Home Loan Package	8.54 % p.a.
Investment Loan P&I	8.44 % p.a.
No Regrets Home Loan <90% LVR	6.94 % p.a.
No Regrets 1st Home Buyers Loan <90% LVR	6.94 % p.a.
Basic Variable <95% LVR	8.34 % p.a.

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About IMB

Damian and Elissa from Newcastle

It really eased our minds to know that Vanessa was all over the process and going to let us know what to do at each step.

Kate Munro from the Illawarra

I would definitely point my friends in the direction of IMB if they were looking for a car loan.

Ken and Lauren from Shellharbour

It was the best thing I have done. Don’t wait. Do it and start planning for your future

why us

IMB Bank is one of the most enduring financial institutions in the country, helping people achieve their financial goals for over 140 years.

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Important Information

General 

Information current as at date of appearance and subject to change. Lending criteria, terms and conditions, fees and charges apply. Minimum total loan exposure $75,000.

You should consider the relevant Terms and Conditions or Product Disclosure Statement before deciding whether to acquire any IMB products or facilities. Target Market Determinations available here. 

IMB Bank acknowledges the Traditional Owners of Country throughout Australia and recognises their continuing connection to lands, waters and communities. We pay our respect to Aboriginal and Torres Strait Islander cultures and to Elders past and present, and emerging cultural knowledge holders.

The advice on this website has been prepared without taking account of your objectives, financial situation or needs. Before you act on this advice you should consider the appropriateness of this advice in regard to your objectives, financial situation and needs. Lending criteria, terms and conditions, fees and charges apply to IMB loan products. You should consider the relevant Terms and Conditions or IMB Member Guide to Transaction Banking - Product Disclosure Statement before deciding whether to acquire any of the products or facilities shown on this website. Target Market Determinations available here.

BSB 641 800 | ABN 92 087 651 974 | AFSL 237 391 | Australian Credit Licence 237 391