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Rates and fees

Business Account Interest Rates

Account Balance

Standard Variable Interest Rate

$100,000 and over

0.01

% p.a.

$50,000 - $99,999.99

0.01

% p.a.

$20,000 - $49,999.99

0.01

% p.a.

$5,000 - $19,999.99

0.01

% p.a.

Up to $4,999.99

0.01

% p.a.

Business Transaction Account

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Account Balance

Standard Variable Interest Rate

$250,000 and over

1.95

% p.a.

$100,000 - $249,999.99

1.95

% p.a.

$50,000 - $99,999.99

1.60

% p.a.

$20,000 - $49,999.99

1.15

% p.a.

$10,000 - $19,999.99

1.15

% p.a.

$5,000 - $9,999.99

0.05

% p.a.

Up to $4,999.99

0.00

% p.a.

Business Cash Management Account

Learn more

How We Can Help

We've been supporting our members for over 140 years

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About IMB

why us

IMB Bank is one of the most enduring financial institutions in the country, helping people achieve their financial goals for over 140 years.

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Security is a fundamental right for our customers, and we hold it as one of our core values.

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Get in touch with one of our Australian-based team.

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Our friendly branch staff are looking forward to helping you achieve your financial goals.

Important Information

Information current at 30th January 2024 and subject to change. You should consider the IMB Member Guide to Transaction Banking - Product Disclosure Statement before making a decision about IMB products and facilities. Target Market Determination available here. Fees and charges may apply, see the PDS – Fees, Charges and Limits for more details.  Interest on all deposits is calculated on the daily balance at a daily rate equivalent to the annual rate divided by 365. Interest rates are paid on the entire balance of the account.