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Terms and Conditions apply. Australian residents 18+ with IMB issued Visa Debit card. Promotion Ends: 11:59pm AEDT 31/10/26. Earn 1 entry for every 10 x $5 transactions (1 bonus entry per draw if 1 transaction is via click to pay. Max 1 prize per person (excl SA). Entries close at 11:59pm AEST/AEDT on the last day of each month (30/6/26 – 31/10/26 inclusive). Prizes (p/draw): 1x $10K cash & 10x $1K cash. NSW Authority: TP/ 05111. Permits: ACT TP26/ 01156 SA T26/ 894.Your info is used to conduct this promotion and may be disclosed to service providers and authorities as required. We may also use your info for our own marketing purposes and as set out in the Terms & Conditions. If the info is not provided you cannot enter. Our Privacy Policy contains details on how info is used, how you may access/correct info held and our privacy complaints process. Your info will not be disclosed overseas. You should consider the PDS available from IMB before making a decision about IMB products and facilities. Target Market Determinations available at www.imb.com.au/TMD. IMB Ltd trading as IMB Bank. ABN 92 087 651 974. AFSL/Australian Credit Licence 237391.
Shop online and over the phone using your own money
Tap and pay securely with, Apple Pay, Google Pay, Samsung Pay and Garmin pay
Chip card security
Visa Secure and eftpos Secure
Low monthly fee $1.60 per month (No cardholder fee on Everyday Unlimited, Everyday Unlimited KickStart and Everyday 50PLUS accounts)1
Daily spend limits apply to all IMB Visa Debit Cards. This limit is (AUD) $10,000 per card per day, excluding cash withdrawals at ATM’s or Visa Cash Advances processed at any financial institution, displaying the Visa symbol.
From time to time, it will become necessary to reduce this limit, depending on the country you are making a Visa credit purchase, either whilst you are traveling or via on-line shopping.
IMB will update restricted countries and their limits on this page, from time to time. Please ensure that you are aware of the limits that may apply, if you are traveling overseas.
United States of America (US) $5,000 per card per day.
As an IMB cardholder, your online transactions are protected with Visa Secure and eftpos Secure.
Protecting you is our top priority. Together with participating online merchants, Visa Secure and eftpos Secure help to prevent the unauthorised use of your card by authenticating your identity at the time of the purchase. This helps us ensure you’re you and better protects you from fraud.
There is no requirement for you to register your card for these services, it is automatically registered.
Need more information? See our frequently asked questions.
Visa Click to Pay makes online checkouts faster and easier with your IMB Visa Debit Card. Instead of entering your card details each time, simply look for the Click to Pay icon at participating retailers and pay in just a few clicks. With built-in security and no need to remember multiple passwords, it’s a convenient and secure way to shop online.
You can activate an IMB Visa Debit Card from the Mobile App or Internet Banking.
For Mobile App:
For Internet Banking:
No, once you have activated your replacement Visa card, your digital card will automatically be updated with your new card details.
If you do encounter this extra verification step, Visa or eftpos helps transmit the information being shared between the merchant and us. Their logo is there to give you peace of mind that the transmission is secure.
IMB will use a one-time passcode that can help verify your identity. If you encounter this extra step, simply follow the instructions on your screen to verify your identity.
When you are finished shopping, proceed to the merchant's checkout page. As you complete the transaction, you may be prompted to verify your identity if additional authentication is required. It’s important to take special precautions when shopping online. This extra verification step helps ensure the person using your card is you.
We want to empower you with the knowledge to stay vigilant, protect your finances and act quickly if you suspect you’ve been targeted.
General
You should consider the Product Disclosure Statement before making a decision about IMB products and facilities. Target Market Determinations available here. Fees and charges may apply, see the PDS – Fees, Charges and Limits for more details. Information current at date of appearance and subject to change.
Features
1. $1.60 monthly Card Holder Fee applies to other account types.
Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google LLC. Samsung Pay is a trademark or registered trademark of Samsung Electronics Co., Ltd. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.