Personal Loans

Consolidate my debt

Consolidating your debts with an IMB Unsecured Personal Loan can make things easier to manage. Is it time to take control of your debt? One repayment to manage every month, fixed repayments that will never change over the term of the loan, and no penalties for extra payments means you won't be charged for paying out the loan early.

What we offer

Find the right personal loan for your needs

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Secured Personal Loan

Secured by cars up to 6 years old

Borrow up to $75,000

Fixed interest rate

Secured Personal Loan Rate
Comparison Rate1
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Unsecured Personal Loan

No security required

Borrow up to $50,000

Fixed interest rate

Unsecured Personal Loan Rate
Comparison Rate1

Applying for a personal loan is easy

Compare your options

You can also use our personal loan calculator to see how much your repayments will be.

Apply online in under 10 minutes

Our digital personal loan application let's you get started on your own.

Need support?

Contact us

Get in touch with one of our Australia-based team.

Locate us

Our friendly branch staff are looking forward to helping you achieve your financial goals.

Got a question on Personal Loans?

Can I do weekly/fortnightly repayments on a personal loan?

Are there any ongoing fees on personal loans?

Can you pay the personal loan out early?

Do your personal loans have redraw?

Do you offer balloon payments on car loans?

How We Can Help

We've been supporting our members for over 140 years

Chat with us online, on a phone, video call or in person.

Empowering our users with streamlined digital banking solutions.

Disaster relief support and help through financial stress.

About IMB

why us

IMB Bank is one of the most enduring financial institutions in the country, helping people achieve their financial goals for over 140 years.

Find out more

Your security, our priority

Security is a fundamental right for our customers, and we hold it as one of our core values.

Important Information


Information current as at date of appearance and subject to change. Normal IMB lending criteria, terms and conditions, fees and charges apply.

You should consider the IMB Member Guide to Transaction Banking - Product Disclosure Statement before making a decision about IMB products and facilities. Target Market Determination available here. Fees and charges may apply, see the PDS – Fees, Charges and Limits for more details. Information current at date of appearance and subject to change.


1. The comparison rate is based on a $30,000 loan over 5 years for both unsecured and secured personal loans. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.