IMB Bank announces interest rate changes

Following the Reserve Bank of Australia’s increase to the official cash rate, we have announced changes to interest rates on selected home loan and term deposit products.

The adjustments include an increase to our new and existing variable home loan interest rates by 0.25% p.a.*, effective from February 17, 2026.

We have also increased rates on our 6‑month Special and 12‑month Special Term Deposits by 0.25% effective from February 13, 2026.

We understand that cost of living pressures remain a concern for some Australians however these changes seek to balance the needs of both our deposit and borrower members. Any members who need assistance, or wish to discuss their home loan repayments, please contact our team on 133 462 or visit imb.com.au.

Existing variable rate home loan borrowers will be notified of their new repayment amount in their March statement, with the new repayment amount payable from June 2026.

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^{* Lending criteria, terms and conditions, fees and charges apply to IMB loan products. Information current as at date of appearance and subject to change. This advice is general advice only and does not take into account your objectives, financial situation or needs. You should consider the Product Disclosure Statement before deciding whether to acquire any of the products shown on this website. Target Market Determinations, available here.}