What is Stamp Duty?
Also known as Transfer Duty, Stamp Duty is a state government tax which is payable when you purchase a property. Some state governments have stamp duty concessions for First Home Buyers – check with your IMB Home Loan Specialist or log on to your state government website for information on the possible concessions available to you. You can also use the below calculator to see how much it might cost you.
Stampy Duty Calculator
How to get a construction loan in 4 simple steps
Understand the process
Building a home can feel like an enormous process. Check out our guide on the construction loan process to take you from “I wish” to “I’m home”.
Compare home loans
What’s an offset account? Can I redraw on my home loan? Compare home loans, simple and easy.
Talk to an expert
Book a time to speak with an IMB Bank Home Loan Expert, we come to you and can answer all your questions, personally.
Loan approved
Get unconditional approval so you can start building with confidence.
How we can help you |
139 years of giving home loans
We have been helping people build homes and achieve their financial goals since 1880. 
We can come to you
Our mobile lenders are on standby ready to come to you to discuss how we can help you start building a home. |
95% member satisfaction*
As a mutual bank, our members are our shareholders, and we strive to deliver them the best service, value and innovations. 
Available anywhere in Australia
Wherever you are in Australia, our team of home loan specialists can help you start building sooner. |
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Determined to own their own home in the Newcastle area, Danielle and Chris Blanch had spoken to eight different lenders on and off for two years trying to secure a home loan.
The problem? Chris was self-employed and it was proving a challenge to find a lender who could meet their needs. When Vanessa called her, they had just made the difficult choice to put Chris’ lawn-mowing business on hold so he could get a full-time job to help them meet the conditions required by other financial institutions. Two days later – on the Monday – the couple had conditional approval and they put an offer in on the house they had looked at. Within 21 days, they were formally approved and were the proud owners of a three-bedroom home. |
"Thanks IMB, you made our dreams come true!" Danielle and Chris from Newcastle |
IMB by numbers |
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1880 The year we were established |
95% Member Satisfaction* |
200,000 Members |
$10 million Given to over 700 community projects |
Talk to a home loan expert |
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They will answer any of your questions and assess your situation. This can be at your local branch, on the phone or we can come to you. |
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Why choose IMB Bank?
Established in 1880, IMB has been helping people achieve their financial goals for 139 years. IMB offers a full range of banking solutions including home and personal lending, savings and transaction accounts, term deposits, business banking, financial planning and can arrange a wide range of insurance and travel products.
IMB has a growing branch network throughout the Illawarra, Sydney, NSW South Coast, the ACT and Melbourne. We have a lending specialist in every branch and a team of mobile lending specialists who will come to you. IMB members enjoy access to free automated phone and internet banking and a team of professionals who are just a phone call away at our locally based call centre.
Find out moreBank where and when you like...
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