Choose from a fixed loan term of 1, 3 or 5 years for investment home loans. Save on your home loan without compromising on features, with:
Term | Interest Rate1 | Comparison Rate2 |
---|---|---|
1 Year | 6.39 % p.a. | 6.92 % p.a. |
3 Years | 6.19 % p.a. | 6.78 % p.a. |
5 Years | 6.24 % p.a. | 6.70 % p.a. |
Home Loan Documents | |
IMB Home Loan Terms and Conditions | |
IMB Loan, Fees and Charges |
Review our home loan help articles or speak with one of our home loan specialists to better understand home loans.
We offer a fixed rate, basic variable rate and variable with offset account. You can also use a home loan calculator to see how much you could borrow and what your repayments will be.
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General
Information current as at date of appearance and subject to change. Lending criteria, terms and conditions, fees and charges apply. Minimum total loan exposure $75,000. Eligibility criteria must be met to apply online. Split loan options not available in online applications.
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Purpose, repayment type and LVR
Interest rates are based on criteria that includes purpose (owner occupier or investment), repayment type (principal and interest (P&I) or interest only) and loan to value ratio (LVR). Different interest rates and establishment fees may apply if the purpose, repayment type or LVR is different to the purpose, repayment type or LVR for the interest rate shown.
Rates and features
1.Fixed interest rates are indicative and they may vary on settlement. Different interest rates apply to other fixed rate terms. All fixed rate loans convert to a variable interest rate with a discount off the standard variable rate at the end of the fixed rate term. Also refer to the general information above.
2.This comparison rate is based on a $150,000 secured home loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
3.Advance repayment costs may apply if you repay more than 12 months in advance on a fixed rate loan.
4.Minimum redraw $500.
5.Maximum allowed varies depending on state, occupancy, loan amount and security type.