| Reward Saver | Christmas Club | Cash Management Account | DIY Super | |
|---|---|---|---|---|
| Interest Rates | ||||
| Features | ||||
| Monthly Service Fee | $0 | $0 | $0 | $0 |
| Criteria to waive monthly service fee | N/A | N/A | N/A | N/A |
| Free IMB Transactions (per month) | Please refer to Member Transaction Allowance | Unlimited in November and December1 | Please refer to Member Transaction Allowance | Please refer to Member Transaction Allowance |
| Accessing your money | ||||
| ATM |
 |
 |
|
|
| EFTPOS |
|
|
|
|
| BPAY® |
|
|
|
|
| OSKO® |
|
(Receive only) |
|
|
| Internet Banking |
|
|
|
|
| Phone Banking |
|
|
|
|
| VISA Debit Card2 |
|
|
|
|
| Branch |
|
|
|
|
| Cheque |
|
|
|
|
| Summary of Transaction Fees | Charged once Member Transaction Allowance is exceeded | Charged once Member Transaction Allowance is exceeded | Charged once Member Transaction Allowance is exceeded | |
| IMB ATM's |
Withdrawal: $0.70 Balance Enquiry: $0.25 |
N/A |
Withdrawal: $0.70 Balance Enquiry: $0.25 |
N/A |
| Westpac Group ATM's |
Withdrawal: $1.25 Balance Enquiry: $1.00 |
N/A |
Withdrawal: $1.25 Balance Enquiry: $1.00 |
N/A |
| EFTPOS | $0.85 | N/A | $0.85 | $0.50 |
| OSKO® | Free | N/A | Free | Free |
| BPAY® | Free | Free | Free | Free |
| Internet Banking | Free | Free | Free | Free |
| Branch deposits | Free | Free | Free | Free |
| Branch withdrawals | $2.25 | Free | $2.25 | $1.00 |
| Cheque | $5.00 | N/A | $5.00 | $5.00 |
| Additional Fees | ||||
| Overseas ATM withdrawal or balance enquiry | $5.00 | N/A | $5.00 | $5.00 |
| Foreign currency conversion | $5.00 or 2.5%3 | N/A | $5.00 or 2.5%3 | $5.00 or 2.5%3 |
| Open Now | Open Now | Open Now | Enquire Now | |
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Important Information:
Normal account opening term & conditions apply. This table is general advice only and does not take into account your objectives, financial situation and needs. You should consider the PDS before making a decision about these products. This table does not contain a full list of fees and charges and account terms and conditions. 1. If a withdrawal/transfers occurs on your Christmas club account between 1st January and 31st October, the bonus interest will be forfeited. 2.Approval criteria applies to VISA Debit Cards. 3. Higher amount applies. ® Osko and logo is a registered trademark of BPAY Pty Ltd ABN 69 079 137 518. ® Registered to BPAY Pty Ltd ACN 079 137 518
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Why choose IMB Bank?
Established in 1880, IMB has been helping people achieve their financial goals for 138 years. IMB offers a full range of banking solutions including home and personal lending, savings and transaction accounts, term deposits, business banking, financial planning and can arrange a wide range of insurance and travel products.
IMB has a growing branch network throughout the Illawarra, Sydney, NSW South Coast, the ACT and Melbourne. We have a lending specialist in every branch and a team of mobile lending specialists who will come to you. IMB members enjoy access to free automated phone and internet banking and a team of professionals who are just a phone call away at our locally based call centre.
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