| Reward Saver | Christmas Club | Cash Management Account | DIY Super | |
|---|---|---|---|---|
| Interest Rates | ||||
| Features | ||||
| Monthly Service Fee | $0 | $0 | $0 | $0 |
| Criteria to waive monthly service fee | N/A | N/A | N/A | N/A |
| Free IMB Transactions (per month) | Please refer to Member Transaction Allowance | Unlimited in November and December1 | Please refer to Member Transaction Allowance | Please refer to Member Transaction Allowance |
| Accessing your money | ||||
| ATM |
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| EFTPOS |
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| BPAY® |
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| OSKO® |
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(Receive only) |
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| Internet Banking |
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| Phone Banking |
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| VISA Debit Card2 |
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| Branch |
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| Cheque |
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| Summary of Transaction Fees | Charged once Member Transaction Allowance is exceeded | Charged once Member Transaction Allowance is exceeded | Charged once Member Transaction Allowance is exceeded | |
| IMB ATM's |
Withdrawal: $0.70 Balance Enquiry: $0.25 |
N/A |
Withdrawal: $0.70 Balance Enquiry: $0.25 |
N/A |
| EFTPOS | $0.85 | N/A | $0.85 | $0.50 |
| OSKO® | Free | N/A | Free | Free |
| BPAY® | Free | Free | Free | Free |
| Internet Banking | Free | Free | Free | Free |
| Branch deposits | Free | Free | Free | Free |
| Branch withdrawals | $2.25 | Free | $2.25 | $1.00 |
| Cheque | $6.00 | N/A | $6.00 | $6.00 |
| Additional Fees | ||||
| Overseas ATM withdrawal or balance enquiry | $5.00 | N/A | $5.00 | $5.00 |
| International purchases | $5.00 or 2.5%3 | N/A | $5.00 or 2.5%3 | $5.00 or 2.5%3 |
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Important Information:
Normal account opening term & conditions apply. This table is general advice only and does not take into account your objectives, financial situation and needs. You should consider the PDS before making a decision about these products. This table does not contain a full list of fees and charges and account terms and conditions. 1. If a withdrawal/transfers occurs on your Christmas club account between 1st January and 31st October, the bonus interest will be forfeited. 2.Approval criteria applies to VISA Debit Cards. 3. Higher amount applies. ® Osko and logo is a registered trademark of BPAY Pty Ltd ABN 69 079 137 518. ® Registered to BPAY Pty Ltd ACN 079 137 518. Target Market Determinations, available here.
Why choose us?
Established in 1880, we have been helping people achieve their financial goals for 140 years and are rated by Forbes as one of the World’s Best Banks. We offer a full range of competitive banking, including home and personal lending, savings and transaction accounts, term deposits, business banking, and can arrange financial planning, insurance and travel products.
We provide simple and secure digital banking solutions online and on mobile, and members enjoy access to free automated phone and internet banking, and a team of professionals at our locally based contact centre. With a growing branch network throughout the Illawarra, Sydney, NSW South Coast, Newcastle/Hunter, the ACT and Melbourne, we have a lending specialist in every branch and a team of mobile lending specialists who will come to you.
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