Home
Banking

Saving Accounts

Discover savings opportunities to expand your wealth, pay for a dream holiday or buy your next big purchase.

What we offer

Discover our Savings Accounts

This is some text inside of a div block.

Reward Saver

A savings account to help you save for that something special.

This is some text inside of a div block.

Reward Saver Kick Start

A savings account for 13-18 year olds and students, trainees and apprentices under 30. Start saving for the something special today.

This is some text inside of a div block.

Christmas Club

Enjoy a hassle - free Christmas with the IMB Christmas Club Account. Earn interest when no withdrawals are made between January and October, then access your savings in November and December to pay for Christmas.

This is some text inside of a div block.

Wisdom Saver Account

A high interest, at-call account available to members 55 years or over or members in receipt of an eligible permanent pension.

This is some text inside of a div block.

Cash Management Account

With a minimum opening balance of $5,000, enjoy competitive intertest rates without the need to lock your money away.

This is some text inside of a div block.

DIY Super

A low cost, highly flexible investment and transaction account wrapped into one simple solution.

Opening an account is easy

Understand the important information

Read the product information, terms and conditions, and fee information

Apply online in under 10 minutes

Give yourself approximately 10 minutes to go through the application

Open an IMB Bank Account

Have your ID ready

Have your ID handy so we can verify your identity electronically (open to Australian residents, 13 years and over)

1 woman sharing her phone with 2 others over a cup of coffee

4 tips to buying your first home

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud

4 easy money saving tips

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostr

Keeping bank accounts healthy

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut lab

How much can I borrow?

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut la

Learn how to maximise your savings

In most cases, there are two main options available for those who have saving goals or want to maximise their interest returns after a few years of saving. This is where term deposits and savings accounts can help; so, which one do you choose?

Why Save?

You’ve got a regular amount of cash coming in, and most of the time you can pay for all the stuff you want - so why put money into savings...

Saving for your first home

Looking to buy your first home? Lets explore some smart and savvy ways to save for your first home.

IMB Term Deposits

Make your money work harder with an IMB Term Deposit

Got a question on Savings?

How can I open a term deposit?

I want to invest more than $100,000, how can I discuss a Negotiable Interest Term Account (NITA)?

What are the interest rates for IMB's Term Deposits?

What is the interest rate for the Wisdom Saver?

Do I need an Everyday transaction account to have a Reward Saver?

How We Can Help

We've been supporting our members for over 140 years

Chat with us online, on a phone, video call or in person.

Empowering our users with streamlined digital banking solutions.

Disaster relief support and help through financial stress.

About IMB

Need support?

Contact us

Get in touch with one of our Australian-based team.

Locate us

Our friendly branch staff are looking forward to helping you achieve your financial goals.

Important Information

General

Information current at date of appearance and subject to change. You should consider the IMB Member Guide to Transaction Banking - Product Disclosure Statement before making a decision about IMB products and facilities. Target Market Determination available here. Fees and charges may apply, see the PDS – Fees, Charges and Limits for more details.