Personal /
Loans /

Attention: open in a new window. Print

When making home improvements, an IMB Personal Loan is the first port of call for many people looking for finance. Why? Because you can borrow anywhere from $2,000 to $30,000 and pay it back in regular installments over an agreed time period. A Personal Loan can reduce your risk of spending more than you planned and there are no surprises with your repayment schedule.

And if you can pay your loan off sooner than you planned, there are no penalty fees.

IMB products that might be of interest...

Unsecured Personal Loan

Get what you want with an IMB Unsecured Personal Loan. Take advantage of competitive interest rates, flexible payment options and no penalty for early payout

8.98% pa Interest Rate

10.72% pa Comparison Rate#

IMB Low Rate MasterCard^

With an IMB Low Rate Mastercard get the simplicity of a low ongoing interest rate and up to 55 days interest free and chip card security.

12.99% pa Interest Rate

 

Normal IMB lending criteria, terms and conditions, fees and charges apply. Full loan terms and conditions are available upon request from any IMB branch or by calling 133 462, 8:00am to 8:00pm Mon-Fri, or 9:00am to 4:00pm Saturday. #This comparison rate is based on a secured loan amount of $10,000 and a term of 3 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Why choose us?

Established in 1880, we have been helping people achieve their financial goals for 140 years and are rated by Forbes as one of the World’s Best Banks. We offer a full range of competitive banking, including home and personal lending, savings and transaction accounts, term deposits, business banking, and can arrange financial planning, insurance and travel products.

We provide simple and secure digital banking solutions online and on mobile, and members enjoy access to free automated phone and internet banking, and a team of professionals at our locally based contact centre. With a growing branch network throughout the Illawarra, Sydney, NSW South Coast, Newcastle/Hunter, the ACT and Melbourne, we have a lending specialist in every branch and a team of mobile lending specialists who will come to you.

Find out more