| New Car Loan | Secured Personal Loan | Unsecured Personal Loan | Personal Line of Credit | |
|---|---|---|---|---|
| Interest Rate | 4.88% pa | 5.98% pa | 8.98% pa | 13.85% pa |
| Comparison Rate# | 5.23% pa | 6.33% pa | 10.72% pa | N/A |
| Key Fees1 | ||||
| Application Fee | $250 | $250 | $250 | $0 |
| Monthly service fee | $0 | $0 | $0 | $0 |
| Summary of key features | ||||
| Loan term | 1 - 7 years | 1 - 5 years | 1 - 5 years | N/A |
| Minimum loan amount | $2,000 | $2,000 | $2,000 | $500 |
| Maximum loan amount | $75,000 | $60,000 | $30,000 | $20,000 |
| Loan purpose | To purchase a vehicle that is new or up to 4 years old. |
Purchase of motor vehicle; Purchase of consumer goods (home contents etc.); Holidays; Debt consolidation; Any worthwhile purpose. |
Purchase of motor vehicle; Purchase of consumer goods (home contents etc.); Holidays; Debt consolidation; Any worthwhile purpose. |
When funds in your Everyday account have been exhausted you can automatically access funds from your Personal Line of Credit |
| Security | New vehicle, or vehicle up to 4 years old | New or used vehicle (up to 6 years of age). | N/A | N/A |
| Additional payments |
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Important Information:
Normal IMB lending criteria, terms and conditions, fees and charges apply. # The comparison rate is based on a loan amount of $10,000 for a term of 3 years for an unsecured personal loan and a loan amount of $30,000 over a term of 5 years applies for a secured personal loan. WARNING: This comparison rate applies only for the example given and may not exclude all fees and charges. Different terms, fees or other loan amounts may result in different comparison rates. 1 Other fees and charges apply.
Why choose us?
Established in 1880, IMB Bank is one of the most enduring financial institutions in the country, helping people achieve their financial goals for over 140 years. Our members can access a fully featured range of services: home and personal lending, savings and transaction accounts, term deposits, business banking, and more.
Our renowned personal service is backed by innovation, providing convenient, secure digital banking options where and when you want it. IMB also has a growing retail branch network throughout NSW and Victoria, for when you need to speak to someone in person, and a team of professionals at our locally based contact centre. We have a lending specialist in every branch and a team of mobile lending specialists who will come to you.
Find out moreWhenever, Wherever Banking
Availability of Payments ServicesLearn more about availability of payments services to individuals and businesses provided by IMB Bank. |
