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  New Car Loan Secured Personal Loan Unsecured Personal Loan Personal Line of Credit
Interest Rate 4.99% pa 6.45% pa 9.54% pa 13.85% pa
Comparison Rate# 5.34% pa 6.80% pa 11.28% pa N/A
Key Fees1        
Application Fee $250  $250  $250  $0 
Monthly service fee $0  $0  $0  $0 
Summary of key features        
Loan term 1 - 7 years 1 - 5 years 1 - 5 years N/A
Minimum loan amount $2,000  $2,000  $2,000  $500 
Maximum loan amount $75,000  $60,000  $30,000  $20,000 
Loan purpose To purchase a vehicle that is new or up to 2 years old. Purchase of motor vehicle;
Purchase of consumer goods (home contents etc.);
Holidays; Debt consolidation; Any worthwhile purpose.
Purchase of motor vehicle;
Purchase of consumer goods (home contents etc.);
Holidays; Debt consolidation; Any worthwhile purpose.
When funds in your Everyday account have been exhausted
you can automatically access funds from your Personal Line of Credit
Security New vehicle, or vehicle up to 2 years old New or used vehicle (up to 6 years of age). N/A N/A
Additional payments
 

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Important Information:
Normal IMB lending criteria, terms and conditions, fees and charges apply. # The comparison rate is based on a loan amount of $10,000 for a term of 3 years for an unsecured personal loan and a loan amount of $30,000 over a term of 5 years applies for a secured personal loan. WARNING: This comparison rate applies only for the example given and may not exclude all fees and charges. Different terms, fees or other loan amounts may result in different comparison rates. 1 Other fees and charges apply.

Why choose us?

Established in 1880, we have been helping people achieve their financial goals for 140 years and are rated by Forbes as one of the World’s Best Banks. We offer a full range of competitive banking, including home and personal lending, savings and transaction accounts, term deposits, business banking, and can arrange financial planning, insurance and travel products.

We provide simple and secure digital banking solutions online and on mobile, and members enjoy access to free automated phone and internet banking, and a team of professionals at our locally based contact centre. With a growing branch network throughout the Illawarra, Sydney, NSW South Coast, Newcastle/Hunter, the ACT and Melbourne, we have a lending specialist in every branch and a team of mobile lending specialists who will come to you.

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