Personal /
Loans /

Attention: open in a new window. Print

What is Stamp Duty?

Also known as Transfer Duty, Stamp Duty is a state government tax which is payable when you purchase a property. Some state governments have stamp duty concessions for First Home Buyers – check with your IMB Home Loan Specialist or log on to your state government website for information on the possible concessions available to you. You can also use the below calculator to see how much it might cost you.
 

Stampy Duty Calculator

 

I'm looking for...

guides and tools

Find out all you need to know about buying your first home.

See All Resources

a home loan

Find the home loan that will get you into your first home.

a quick loan approval

Ready to buy your first home or land? Apply for conditional approval#.

 

 

How to get your first home loan in 4 simple steps

Understand the basics

Buying your first home is both daunting and incredibly exciting. Check out our step-by-step guides to take you from “I wish” to “I’m home”.

Compare home loans

Fixed rate or variable rate? What’s an offset account? Can I redraw on my home loan? Compare home loans, simple and easy.

Talk to an expert

Book a time to speak with an IMB Bank Home Loan Expert, we come to you and can answer all your questions, personally.

Loan approved

Found your dream home or are shopping around? Get conditional approval# so you can buy with confidence.

How we can help you

140 years of giving home loans
We have been helping people buy their first homes and achieve their financial goals since 1880.
We can come to you
Our mobile lenders are on standby ready to come to you to discuss how we can help get you into your first home.
95% member satisfaction*
As a mutual bank, our members are our shareholders, and we strive to deliver them the best service, value and innovations.
Available anywhere in Australia
Wherever you are in Australia, our team of home loan specialists can help you get into your first home sooner.

Talk to an Expert

“I’ve been a member with IMB since my first job at Coles and have always loved the personal service,” says Megan Pracy. As newlyweds, she and husband Matthew (along with lots of help from daughter Valetta) worked with IMB to save their deposit, navigate their entitlements and secure their loan. “When an opportunity to buy our first home, I called Lauren Oakes.”

Then Camden Branch Manager (and now Menai Branch Manager), Lauren had helped the couple’s preparation over the previous two years: setting up term deposits, helping them formulate a budget program to save their deposit, and steering them through NSW First Homebuyer’s Grant, Stamp Duty exemptions and mortgage insurance. It worked. When the contacts were produced, Megan and Matthew were ready.

“The team at IMB have always been incredibly supportive,” says Megan. “We wouldn’t be in our home without them.”

"We wouldn’t be in our home without IMB"

Megan and Matthew from Camden

IMB by numbers

1880

The year we were established

95%

Member Satisfaction*

200,000

Members

$10 million

Given to over 700 community projects

Talk to a home loan expert

They will answer any of your questions and assess your situation. This can be at your local branch, on the phone or we can come to you.

Talk to an Expert


Important Information
* Discovery Research 2019.
# Conditional approval is given to successful applicants and is valid for 60 days. Conditions include the provision of verification documents and security satisfactory to IMB.

Why choose IMB Bank?

Established in 1880, IMB has been helping people achieve their financial goals for 140 years. IMB offers a full range of banking solutions including home and personal lending, savings and transaction accounts, term deposits, business banking and can arrange financial planning, insurance and travel products.

IMB has a growing branch network throughout the Illawarra, Sydney, NSW South Coast, the ACT and Melbourne. We have a lending specialist in every branch and a team of mobile lending specialists who will come to you. IMB members enjoy access to free automated phone and internet banking and a team of professionals who are just a phone call away at our locally based call centre.

Find out more