Car Loans

Get your next new or used car sooner with help from IMB.

With fast online conditional approval1, IMB's New Car Loan could have you cruising in your new car sooner with a great fixed rate, no monthly account fee, no penalty for early payout, and a fast application process.

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Explore car loan resources and products specific for your needs.

What we offer

Discover our car loans

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for Cars up to 4 years old

New Car Loan

Borrow up to $125,000

Unrestricted additional repayments

No monthly account fees

New Car Loan Rate
6.24
%
p.a.
Comparison Rate2
6.59
%
p.a.
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for Cars up to 6 years old

Secured Personal Loan

Borrow up to $75,000

Unrestricted additional repayments

No monthly account fees

Secured Personal Loan Rate
6.84
%
p.a.
Comparison Rate2
7.19
%
p.a.
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for Cars over 6 years old

Unsecured Personal Loan

Borrow up to $50,000

Unrestricted additional repayments

No monthly account fees

Unsecured Personal Loan Rate
8.98
%
p.a.
Comparison Rate2
9.34
%
p.a.

Car loan resources

4 tips to buying your first home

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4 easy money saving tips

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Keeping bank accounts healthy

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How much can I borrow?

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Buying a Car

Here you'll discover helpful resources designed to help you buy a car with confidence

Plan ahead to get a great deal on your new car

Before you hit the car yards, you should take the time to do some research, compare prices and work on your negotiating skills.

Test driving your new car – what to look out for

Here are some things to consider to make the most of your test drive.

Car Loans & Finance

Help with how to fund your car purchase.

Applying for a personal loan is easy

Compare your options

You can also use our personal loan calculator to see how much your repayments will be.

Apply online in under 10 minutes

Our digital personal loan application let's you get started on your own.

Need support?

Contact us

Get in touch with one of our Australian-based team.

Locate us

Our friendly branch staff are looking forward to helping you achieve your financial goals.

Got a question on Personal Loans?

Can I do weekly/fortnightly repayments on a personal loan?

Are there any ongoing fees on personal loans?

Can you pay the personal loan out early?

Do your personal loans have redraw?

Do you offer balloon payments on car loans?

How We Can Help

We've been supporting our members for over 140 years

Chat with us online, on a phone, video call or in person.

Empowering our users with streamlined digital banking solutions.

Disaster relief support and help through financial stress.

About IMB

Your security, our priority

Security is a fundamental right for our customers, and we hold it as one of our core values.

why us

IMB Bank is one of the most enduring financial institutions in the country, helping people achieve their financial goals for over 140 years.

Find out more

Important Information

General

Information current as at date of appearance and subject to change. Lending criteria, terms and conditions, fees and charges apply. Target Market Determinations available here.

Rates and Features

1. Conditional approval is given to successful applicants and is valid for 60 days. Conditions include the provision of verification documents and security satisfactory to IMB.

2. The comparison rate is based on a $30,000 loan over 5 years for both unsecured and secured personal loans. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.