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New Car Loan

For cars up to 2 years old

Secured Personal Loan

For cars 2-6 years old

Unsecured Personal Loan

For cars over 6 years old

Interest Rate 4.88% pa 5.98% pa 8.98% pa
Comparison Rate# 5.23% pa 6.33% pa 10.72% pa
Key Fees1      
Application Fee $250  $250  $250 
Monthly service fee $0  $0  $0 
Summary of key features      
Loan term 1 - 7 years 1 - 5 years 1 - 5 years
Minimum loan amount $2,000  $2,000  $2,000 
Maximum loan amount $75,000  $60,000 2 $30,000 
Security New vehicle, or vehicle up to 2 years old New or used vehicle (up to 6 years of age). N/A
Additional payments

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Important Information:
Normal IMB lending criteria, terms and conditions, fees and charges apply. # The comparison rate is based on a loan amount of $10,000 for a term of 3 years for an unsecured personal loan and a loan amount of $30,000 over a term of 5 years applies for a secured personal loan. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. 1 Other fees and charges apply. 2 New Car and Secured Personal Loans over $35,000 may incur government costs.

Why choose us?

Established in 1880, we have been helping people achieve their financial goals for 140 years and are rated by Forbes as one of the World’s Best Banks. We offer a full range of competitive banking, including home and personal lending, savings and transaction accounts, term deposits, business banking, and can arrange financial planning, insurance and travel products.

We provide simple and secure digital banking solutions online and on mobile, and members enjoy access to free automated phone and internet banking, and a team of professionals at our locally based contact centre. With a growing branch network throughout the Illawarra, Sydney, NSW South Coast, Newcastle/Hunter, the ACT and Melbourne, we have a lending specialist in every branch and a team of mobile lending specialists who will come to you.

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