Eligibility for a home loan cashback varies depending on the lender's criteria. For example, borrowers will likely need to meet certain requirements, such as a required loan-to-value ratio (LVR), a minimum loan amount or settling within a specified time period. It's important to check with individual lenders to understand their specific eligibility criteria for a home loan cashback. Explore whether you are eligible for a cashback when you switch your home loan to IMB.