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What is Confirmation of Payee (CoP)?

Confirmation of Payee (CoP) is an industry-wide service designed to help you make an informed decision before you make a payment, reducing the risk of scams and mistaken payments. It’s available for domestic payments within Australia made using a BSB and account number.

CoP checks the account nameBSB, and account number you’ve entered against the details held by the recipient’s bank. It then provides a match result, helping you decide what to do next such as;

Make informed decisions – choose to proceed with the payment (or not) or double-check the details.

Reduce the risk of sending money to the wrong person or falling victim to a scam.

Confirmation of Payee is an initiative of Australian Payments Plus, the organisation behind trusted services like:

· BPAY®

· Osko®

· eftpos

· PayID®

· PayTo®

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