Help Centre

How to Minimise Your Transaction Fees

We want to encourage our members to enjoy the use of our services whilst minimising any transaction fees. By transacting smarter, using less expensive transaction methods, or by increasing your business with IMB, you can keep your transaction fees to a minimum or even zero.

Transacting smarter

The following tips will help you to minimise your fees:

  • Transact online with Internet and Mobile Banking
  • Use telephone banking, call 133 462
  • Use an IMB Visa Debit Card* and select the “CR” button at participating merchants for fee-free EFTPOS purchases (note the merchant may charge fees)
  • Pay for bills using BPAY®
  • Conduct enquiries at an IMB Branch or over the phone.

*Available for members 18 and over. $1.60 monthly fee applies.   

You should consider the IMB Member Guide to Transaction Banking - Product Disclosure Statement before making a decision about IMB products and facilities. Target Market Determination available here. Fees and charges may apply, see the PDS – Fees, Charges and Limits for more details. ® registered to BPAY Pty Ltd ACN 179 137 518.

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Our friendly branch staff are looking forward to helping you achieve your financial goals.