Lock in your rate with a
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Fixed loan repayments for peace of mind and easy budgeting |
Up to 12 months repayments in advance without penalties |
Free Internet and Mobile Banking redraws |
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Key Features
Calculate Your Repayments |
| Key features | |
|---|---|
| Minimum loan amount | $10,000 |
| Maximum loan amount3 |
Up to 95% of the property value for owner occupiers Up to 90% for investment purposes |
| Home loan period | Up to 30 years |
| Repayment type | Principal and Interest |
| Repayment frequency | Monthly / fortnightly / weekly |
| Additional Repayments | Up to 12 months without penalty. Advance repayment costs may apply if you repay more than 12 months in advance on a fixed rate loan. |
| Free redraw facility | Yes via Internet Banking |
| Interest rates | View Interest Rates |
| Split loan | Available |
| Interest charges | Calculated daily, charged monthly |
| Fees and charges | View fees and charges |
| Mortgage offset account | No |
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IMB Rates current as at date of appearance and subject to change. Normal IMB lending criteria, terms and conditions, fees and charges apply 1. Fixed rates are indicative and may vary on settlement. All fixed loans convert to a discount off the standard variable rate at the end of the fixed term. The interest rate shown is for a new owner occupier 2 Year Fixed Home Loan with principal and interest (P&I) repayments). 2. Comparison Rate is based on a $150,000 secured loan over 25 years. WARNING: This Comparison Rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts may result in different Comparison Rates. 3. Maximum LVR allowed varies depending on state, occupancy, loan amount and security type. IMB Ltd trading as IMB Bank. ABN 92 087 651 974. AFSL/Australian Credit Licence 237 391. |