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Purchase commercial property or equipment

Fully Drawn Commercial Loan

Similar to a mortgage, your business can borrow a fixed amount and repay it on a predetermined schedule, with interest. 

  • Borrow from $20,000 to $5,000,000
  • Monthly, fortnightly or weekly repayments
  • Interest only option available
  • Repay up to 25 years
  • Redraw facility available

Contact a business specialist

Asset Finance

Asset finance and leasing are designed for the purchase of plant and equipment used in business production such as Motor Vehicles, Manufacturing Plant, Office Equipment, Materials Handling and Earth Moving Equipment.

  • Borrow from $20,000 to $250,000
  • Monthly repayments from 2 to 5 years

     

Contact a business specialist

 

IMB arranges asset finance on behalf of a number of credit providers and may receive a commission for doing so, details of which can be obtained from IMB.
 

Manage business cash flow

Short-term Loan

Does your business need help with your short-term cash flow, to help pay staff and suppliers?

Our Debtor Finance is like a line of credit based on what you are owed from your debtors. Receive a partial payment against the value of your invoices within 24 hours. Pay the balance when your debtor pays you.

 

Contact a business specialist

Overdraft

A Secured or an Unsecured Business Overdraft works in conjunction with your IMB Business Transaction Account to assist you with the day-to-day working capital requirements of your business.

  • Up to $20,000 for an Unsecured Overdraft
  • Up to $500,000 for a Secured Overdraft
  • Secure with residential, commercial or industrial property

Contact a business specialist

Free up working capital with IMB’s Performance Guarantee

We can provide a contract retention or lease bond through our Performance Guarantee to free up your working capital for business operations.
This is secured by property mortgage or funds held on deposit.

Contact a business specialist

How we can help your business

140 years of trust
We have been helping people achieve their financial goals since 1880.
We can come to you
Our business specialists are flexible and can come to you to discuss your business needs.
95% member satisfaction*
As a mutual bank, our members are our shareholders, and we strive to deliver them the best service, value and innovations.
Visit a local business centre
Our Business Banking specialists live and work where you do. Visit a Local Business Centres.

Contact a business specialist

 

IMB by numbers

1880

The year we were established

95%

Member Satisfaction*

200,000

Members

$10 million

Given to over 700 community projects since 1999

Find your local business banking specialist

They can assess your needs and answer any questions

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Important Information
The information presented is of a general nature and is not intended to be relied upon as a substitute for financial advice. Lending criteria, terms and conditions, fees and charges apply. You should consider the Product Disclosure Statement available from IMB before making a decision about IMB products and facilities. 
* Discovery Research 2019.

Why choose IMB Bank?

Established in 1880, IMB has been helping people achieve their financial goals for 140 years. IMB offers a full range of banking solutions including home and personal lending, savings and transaction accounts, term deposits, business banking and can arrange financial planning, insurance and travel products.

IMB has a growing branch network throughout the Illawarra, Sydney, NSW South Coast, the ACT and Melbourne. We have a lending specialist in every branch and a team of mobile lending specialists who will come to you. IMB members enjoy access to free automated phone and internet banking and a team of professionals who are just a phone call away at our locally based call centre.

Find out more