Business /

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Purchase commercial property or equipment

Business Loan

Similar to a mortgage, your business can borrow a fixed amount and repay it on a predetermined schedule, with interest. 

  • Borrow from $20,000 to $10,000,000
  • Monthly, fortnightly or weekly repayments
  • Interest only option available
  • Repay up to 25 years
  • Redraw facility available

Contact a business specialist



Manage business cash flow

Short-term Loan

Does your business need help with your short-term cash flow, to help pay staff and suppliers?

Our Debtor Finance is like a line of credit based on what you are owed from your debtors. Receive a partial payment against the value of your invoices within 24 hours. Pay the balance when your debtor pays you.


Contact a business specialist


A Secured or an Unsecured Business Overdraft works in conjunction with your IMB Business Transaction Account to assist you with the day-to-day working capital requirements of your business.

  • Up to $20,000 for an Unsecured Overdraft
  • Up to $500,000 for a Secured Overdraft
  • Secure with residential, commercial or industrial property

Contact a business specialist

Free up working capital with IMB’s Performance Guarantee

We can provide a contract retention or lease bond through our Performance Guarantee to free up your working capital for business operations.
This is secured by property mortgage or funds held on deposit.

Contact a business specialist

How we can help your business

140 years of trust
We have been helping people achieve their financial goals since 1880.
We can come to you
Our business specialists are flexible and can come to you to discuss your business needs.
Dedicated local customer service
As a mutual bank, our members are our shareholders, and we strive to deliver them the best service, value and innovations.
Visit a local business centre
Our Business Banking specialists live and work where you do. Visit a Local Business Centres.

Contact a business specialist


IMB by numbers


The year we were established



$10 million

Given to over 700 community projects since 1999

Find your local business banking specialist

They can assess your needs and answer any questions

Find now

Important Information
The information presented is of a general nature and is not intended to be relied upon as a substitute for financial advice. Lending criteria, terms and conditions, fees and charges apply. You should consider the Product Disclosure Statement available from IMB before making a decision about IMB products and facilities. 


Why choose us?

Established in 1880, IMB Bank is one of the most enduring financial institutions in the country, helping people achieve their financial goals for over 140 years. Our members can access a fully featured range of services: home and personal lending, savings and transaction accounts, term deposits, business banking, and more.

Our renowned personal service is backed by innovation, providing convenient, secure digital banking options where and when you want it. IMB also has a growing retail branch network throughout NSW and Victoria, for when you need to speak to someone in person, and a team of professionals at our locally based contact centre. We have a lending specialist in every branch and a team of mobile lending specialists who will come to you.

Find out more