Similar to a mortgage, your business can borrow an amount secured by property (residential or commercial) and repay it on a predetermined schedule, with interest.
Our business banking managers can help you structure a loan in a way that suits your business and cashflow needs.
For your business to grow, you need the right equipment. We’ve partnered with Angle Finance to offer secured finance for equipment purchases3.
Motor vehicles or yellow goods
For any asset on wheels or tracks, from commercial vehicles (up to 4.5 tonnes) to excavators, backhoes, forklifts and mowers.
Secondary and tertiary assets
Industrial, medical, planting, printing, IT and office equipment
Key Features
A Secured or an Unsecured Business Overdraft works in conjunction with your IMB Business Transaction Account to assist you with the day-to-day working capital requirements of your business.
We can provide a contract retention or lease bond through our Performance Guarantee to free up your working capital for business operations. This is secured by property mortgage or funds held on deposit.
Security is a fundamental right for our customers, and we hold it as one of our core values.
General
Information current as at date of appearance and subject to change. Lending criteria, terms and conditions, fees and charges apply and available upon request.
Interest rates are for new applications only and they are not available for refinance of existing IMB loans. A borrower margin may apply.
Rates and Features
1. Minimum redraw $500.
2. Fixed interest rates are indicative and may vary on settlement. All fixed rate loans convert to a variable rate at the end of the fixed rate loan term.
3. The information presented about Angle Finance products is factual only and is not intended to imply any recommendation or opinion by IMB about Angle Finance products. Equipment finance is provided by Angle Finance, a trading name of ACN 603 303 126 Pty Ltd, ABN 98 603 303 216. All applications are subject to Angle Finance lending criteria, terms and conditions, and must be for business purposes. IMB is not a Credit Representative for Angle Finance and is not able to give advice about Angle financial products. You should consider the relevant Angle Finance terms and conditions before deciding whether to acquire any products or services. IMB receives a commission from Angle Finance when an IMB customer purchases Angle Finance products.
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