high interest account
Earn up to
Account balances $250,000 and above. Interest rate includes Standard Variable Interest Rate and Introductory Fixed Interest Rate payable for the first 4 months. Eligibility criteria applies4.
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everyday business transactions
An account suitable for your everyday business transactions, such as paying bills and accepting payments from customers.
Includes all the features of the Business Cash Management Account, plus:
everyday business transactions
An account with no monthly account keeping fee or transaction fees - purpose built for businesses with limited banking needs or those looking to set aside funds for GST, PAYG, and other tax obligations.
Complements the IMB Business Transaction account and has:
INSTANT CUSTOMER PAYMENTS
Faster payments across over 50 financial institutions, 24/7 – even weekends!
You can use 28 characters to describe who’s getting paid and why, including emojis – whatever characters you need!
You can use a PayID to pay and get paid with something simple like a registered mobile, email or ABN. Or you can still use a BSB and account number.
It’s backed by BPAY® and us, so it’s very secure.
We want to empower you with the knowledge to stay vigilant, protect your finances and act quickly if you suspect you’ve been targeted.
General
Information current as at date of appearance and subject to change. Lending criteria, terms and conditions, fees and charges apply.
You should consider the relevant Terms and Conditions or Member Guide to Transaction Banking - Product Disclosure Statement before deciding whether to acquire any IMB products or facilities. Target Market Determinations available here.
Rates and features
1. $1.60 monthly VISA Debit Card fee applies. IMB Visa Debit Card is only available to Members aged 15 years and over.
2. Merchant Facilities provided by Westpac Banking Corporation ABN 33 007 457 141, AFSL 233 714 and Mint Payments ABN 51 122 043 029. Terms and conditions, fees and charges apply.
3. Xero is provided by Xero Australia Pty Limited and MYOB Banklink is provided by MYOB Australia Pty Ltd. Terms and conditions, fees and charges apply.
4. Introductory Fixed Interest Rate is payable for the first 4 interest payments for new accounts opened from 2nd September 2025, for new or existing Members who have not held a Business Cash Management account before.
5.Service Fees may apply. Please refer to the PDS - Fees, Charges and Limits.
® Osko and BPAY are registered trademarks of BPAY Pty Ltd ABN 69 079 137 518.
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