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Accept payments anywhere and earn reward points with Mint

Mint helps companies of all sizes transact whenever, wherever and however your customers want to pay. Mint services include: 

  • Virtual terminals for online payments, 24-7
  • Portable EFTPOS terminals, perfect for restaurants and retail
  • mPOS compact mobile payment system: perfect markets or pop-ups

Contact a business specialist

EFTPOS convenience

IMB’s Merchant Services enable your business to accept payments with:

  • MasterCard
  • Visa
  • American Express
  • Diners Card
  • Debit card

Contact a business specialist


Merchant Facilities provided by Westpac Banking Corporation ABN 33 007 457 141, AFSL 233 714 and Mint Payments ABN 51 122 043 029. Terms and conditions, fees and charges apply.

Get paid in real-time with Osko®

Receive payments from customers in seconds with Osko® payments:

  • It’s easy – Use your mobile number, email address, ABN or BSB/account number combination
  • It’s smart – Use up to 28 characters for transaction description – including emojis
  • It’s secure – backed by IMB and BPay, it’s safe
  • It’s fast – money in you account in seconds, no matter which bank it comes from

Contact to a business specialist


® Registered trademark of BPAY Pty Ltd ABN 69 079 137 518.

How we can help your business

140 years of trust
We have been helping people achieve their financial goals since 1880.
We can come to you
Our business specialists are flexible and can come to you to discuss your business needs.
Dedicated local customer service
As a mutual bank, our members are our shareholders, and we strive to deliver them the best service, value and innovations.
Visit a local business centre
Our Business Banking specialists live and work where you do. Visit a Local Business Centres.

Contact a business specialist


IMB by numbers


The year we were established



$10 million

Given to over 700 community projects since 1999

Find your local business banking specialist

They can assess your needs and answer any questions

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Important Information
The information presented is of a general nature and is not intended to be relied upon as a substitute for financial advice. Lending criteria, terms and conditions, fees and charges apply. You should consider the Product Disclosure Statement available from IMB before making a decision about IMB products and facilities. 


Why choose us?

Established in 1880, we have been helping people achieve their financial goals for 140 years and are rated by Forbes as one of the World’s Best Banks. We offer a full range of competitive banking, including home and personal lending, savings and transaction accounts, term deposits, business banking, and can arrange financial planning, insurance and travel products.

We provide simple and secure digital banking solutions online and on mobile, and members enjoy access to free automated phone and internet banking, and a team of professionals at our locally based contact centre. With a growing branch network throughout the Illawarra, Sydney, NSW South Coast, Newcastle/Hunter, the ACT and Melbourne, we have a lending specialist in every branch and a team of mobile lending specialists who will come to you.

Find out more