The Wisdom Saver account has no monthly account keeping fees and no transaction fees across IMB’s wide range of channels2.
Enjoy unlimited fee free IMB transactions2 and no monthly account keeping fees
Free Internet Banking, Mobile Banking and Phone Banking
Access to real time payments through Osko®
Get an IMB Visa Debit Card3 and tap and pay securely with Apple Pay, Google Pay, Samsung Pay, and Garmin Pay
Great interest rates and at-call access to your money
Account Balance | Standard Variable |
|---|---|
$250,000 and over | 2.45 % p.a. |
$50,000 - $249,999.99 | 1.95 % p.a. |
$10,000 - $49,999.99 | 1.65 % p.a. |
Up to $9,999.99 | 0.05 % p.a. |
IMB Member Guide to Transaction Banking – Product Disclosure Statement | |
PDS – Fees Charges and Limits | |
PDS – Interest Rates for IMB Deposit Products | |
Tips for Teens - Visa Debit Card Flyer |
Read the product information, terms and conditions, and fee information
Give yourself approximately 10 minutes to go through the application
Have your ID handy so we can verify your identity electronically (open to Australian residents, 13 years and over)
Security is a fundamental right for our customers, and we hold it as one of our core values.
General
Information current at date of appearance and subject to change. You should consider the Product Disclosure Statement before making a decision about IMB products and facilities. Target Market Determination available here. Fees and charges may apply, see the PDS – Fees, Charges and Limits for more details.
Interest on all deposits is calculated on the daily balance at a daily rate equivalent to the annual rate divided by 365. A different rate applies to the portion of the balance in each tier.
Rates and features
1. The Wisdom Saver Account is available to individuals aged 55 and over or in receipt of an eligible permanent pension.
2. Fees apply to international transactions and transactions performed via non-IMB channels.
3. $1.60 monthly VISA Debit Card fee applies. Waived for new accounts opened from 1 January 2024 until offer is withdrawn. This offer may be withdrawn at any time without notice.
® Osko is a registered trademark of BPAY Pty Ltd ABN 69 079 137 518. Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google LLC. Samsung Pay is a trademark or registered trademark of Samsung Electronics Co., Ltd. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.
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