Attention: open in a new window. Print

Interest paid on maturity

Term (months) Interest Rate
  $1,000.00 - $4,999.99 $5,000.00 - $24,999.99 $25,000.00 - $49,999.99 $50,000.00 and over
Minimum investment $5,000*
3 Month Special N/A 2.10% pa 2.10% pa 2.10% pa
4 Month Special N/A 2.45% pa 2.45% pa 2.45% pa
6 Month Special N/A 2.20% pa 2.20% pa 2.20% pa
12 Month Special N/A 2.40% pa 2.40% pa 2.40% pa
Minimum investment $1,000*
1 - 3 Months 0.25% pa 1.50% pa 1.50% pa 1.50% pa
3 - 6 Months 1.50% pa 1.50% pa 1.50% pa 1.50% pa
6 - 9 Months 1.50% pa 1.50% pa 1.50% pa 1.50% pa
9 - 12 Months 1.50% pa 1.50% pa 1.50% pa 1.50% pa
12 1.50% pa 1.50% pa 1.50% pa 1.50% pa

Learn more Enquire online

Interest paid annually (every 365 days)

Term (months) Interest Rate
  $1,000.00 - $4,999.99 $5,000.00 - $24,999.99 $25,000.00 - $49,999.99 $50,000.00 and over
Minimum investment $5,000*
24 Month Special N/A 2.60% pa 2.60% pa 2.60% pa
36 Month Special N/A 2.75% pa 2.75% pa 2.75% pa
48 Month Special N/A 2.80% pa 2.80% pa 2.80% pa
60 Month Special N/A 3.00% pa 3.00% pa 3.00% pa

Learn more Enquire online

Interest paid 6 monthly and on maturity

Term (months) Interest Rate
  $1,000.00 - $4,999.99 $5,000.00 - $24,999.99 $25,000.00 - $49,999.99 $50,000.00 and over
Minimum investment $1,000*
6 - 9 Months 1.40% pa 1.40% pa 1.40% pa 1.40% pa
9 - 12 Months 1.40% pa 1.40% pa 1.40% pa 1.40% pa
12 - 24 Months 1.40% pa 1.40% pa 1.40% pa 1.40% pa
24 - 36 Months 1.40% pa 1.40% pa 1.40% pa 1.40% pa
36 - 48 Months 1.40% pa 1.40% pa 1.40% pa 1.40% pa
48 - 60 Months 1.40% pa 1.40% pa 1.40% pa 1.40% pa
60 Months 1.40% pa 1.40% pa 1.40% pa 1.40% pa

Learn more Enquire online

Interest paid monthly (every 28 days)

Term (months) Interest Rate
  $1,000.00 - $4,999.99 $5,000.00 - $24,999.99 $25,000.00 - $49,999.99 $50,000.00 and over
Minimum investment $5,000*
12 Month Special N/A 2.37% pa 2.37% pa 2.37% pa
24 Month Special N/A 2.57% pa 2.57% pa 2.57% pa
6 - 9 Months N/A 1.30% pa 1.30% pa 1.30% pa
9 - 12 Months N/A 1.30% pa 1.30% pa 1.30% pa
12 - 24 Months N/A 1.30% pa 1.30% pa 1.30% pa
24 - 36 Months N/A 1.30% pa 1.30% pa 1.30% pa
36 - 48 Months N/A 1.30% pa 1.30% pa 1.30% pa
48 - 60 Months N/A 1.30% pa 1.30% pa 1.30% pa
60 Months N/A 1.30% pa 1.30% pa 1.30% pa

Learn more Enquire online

Interest paid fortnightly (every 14 days)

Term (months) Interest Rate
  $1,000.00 - $4,999.99 $5,000.00 - $24,999.99 $25,000.00 - $49,999.99 $50,000.00 and over
Minimum investment $1,000*
12 1.20% pa 1.20% pa 1.20% pa 1.20% pa

Learn more Enquire online

Rates effective 31 August 2018. *Rates and terms negotiable for amounts over $100,000. Amounts withdrawn before maturity may incur an interest rate reduction of up to 3%.If upon maturity of your term deposit, you do not provide contrary instructions, your investment will be reinvested at the standard interest rate, which may be higher or lower than your current rate, and this will constitute a new facility. This document forms part of IMB's Product Disclosure Statement (PDS) for products and payment facilities listed in Page1 of IMB's Member Guide to Transaction Banking, which consists of the following documents IMB Member Guide to Transaction Banking PDS and PDS Fees and Charges for IMB Services and PDS Interest Rates for IMB Products, and any other supplementary PDS issued by IMB.

The Hive

Keep up to date with all the IMB insider tips for a healthier financial future.

Why choose IMB Bank?

Established in 1880, IMB has been helping people achieve their financial goals for 138 years. IMB offers a full range of banking solutions including home and personal lending, savings and transaction accounts, term deposits, business banking, financial planning and can arrange a wide range of insurance and travel products.

IMB has a growing branch network throughout the Illawarra, Sydney, NSW South Coast, the ACT and Melbourne. We have a lending specialist in every branch and a team of mobile lending specialists who will come to you. IMB members enjoy access to free automated phone and internet banking and a team of professionals who are just a phone call away at our locally based call centre.

Find out more