Personal & Car Loan Interest Rates - IMB Bank

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Fixed Personal Loan Rates

  Interest Rate Comparison Rate#    
New Car Loan
min $2,000 / max $75,000 
5.99% pa 6.34% pa

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Secured Personal Loan
min $2,000 / max $60,000 
6.89% pa 7.24% pa

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Unsecured Personal Loan
min $2,000 / max $30,000 
11.69% pa 13.46% pa

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Variable Personal Credit Line Rate

  Interest Rate Comparison Rate#  
Unsecured Personal Credit Line
min $500 / max $20,000 
14.85% pa N/A

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Rates Effective 12 January 2018 # The comparison rate is based on a loan amount of $10,000 for a term of 3 years for an unsecured personal loan and a loan amount of $30,000 over a term of 5 years applies for a secured personal loan. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Interest rates are indicative only and are subject to change. Details of the relevant terms and conditions and other information are available at your nearest IMB branch. Fees and charges apply.

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Why choose IMB Bank?

Established in 1880, IMB has been helping people achieve their financial goals for 138 years. IMB offers a full range of banking solutions including home and personal lending, savings and transaction accounts, term deposits, business banking, financial planning and can arrange a wide range of insurance and travel products.

IMB has a growing branch network throughout the Illawarra, Sydney, NSW South Coast, the ACT and Melbourne. We have a lending specialist in every branch and a team of mobile lending specialists who will come to you. IMB members enjoy access to free automated phone and internet banking and a team of professionals who are just a phone call away at our locally based call centre.

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