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Fixed Personal Loan Rates

  Interest Rate Comparison Rate#    
New Car Loan
min $2,000 / max $75,000 
4.88% pa 5.23% pa

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Secured Personal Loan
min $2,000 / max $60,000 
5.98% pa 6.33% pa

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Unsecured Personal Loan
min $2,000 / max $30,000 
8.98% pa 10.72% pa

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Variable Personal Credit Line Rate

  Interest Rate Comparison Rate#  
Unsecured Personal Credit Line
min $500 / max $20,000 
13.85% pa N/A

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Rates Effective 4 August 2021 # The comparison rate is based on a loan amount of $10,000 for a term of 3 years for an unsecured personal loan and a loan amount of $30,000 over a term of 5 years applies for a secured personal loan. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Interest rates are indicative only and are subject to change. Details of the relevant terms and conditions and other information are available at your nearest IMB branch. Fees and charges apply.

Why choose us?

Established in 1880, IMB Bank is one of the most enduring financial institutions in the country, helping people achieve their financial goals for over 140 years. Our members can access a fully featured range of services: home and personal lending, savings and transaction accounts, term deposits, business banking, and more.

Our renowned personal service is backed by innovation, providing convenient, secure digital banking options where and when you want it. IMB also has a growing retail branch network throughout NSW and Victoria, for when you need to speak to someone in person, and a team of professionals at our locally based contact centre. We have a lending specialist in every branch and a team of mobile lending specialists who will come to you.

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