Fixed Personal Loan Rates
| Interest Rate | Comparison Rate# | |||
|---|---|---|---|---|
|
New Car Loan min $2,000 / max $75,000 |
4.88% pa | 5.23% pa | ||
|
Secured Personal Loan min $2,000 / max $60,000 |
5.98% pa | 6.33% pa | ||
|
Unsecured Personal Loan min $2,000 / max $30,000 |
8.98% pa | 10.72% pa |
Variable Personal Credit Line Rate
| Interest Rate | Comparison Rate# | ||
|---|---|---|---|
|
Unsecured Personal Credit Line min $500 / max $20,000 |
13.85% pa | N/A |
Rates Effective 4 August 2021 # The comparison rate is based on a loan amount of $10,000 for a term of 3 years for an unsecured personal loan and a loan amount of $30,000 over a term of 5 years applies for a secured personal loan. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Interest rates are indicative only and are subject to change. Details of the relevant terms and conditions and other information are available at your nearest IMB branch. Fees and charges apply.
Why choose us?
Established in 1880, we have been helping people achieve their financial goals for 140 years and are rated by Forbes as one of the World’s Best Banks. We offer a full range of competitive banking, including home and personal lending, savings and transaction accounts, term deposits, business banking, and can arrange financial planning, insurance and travel products.
We provide simple and secure digital banking solutions online and on mobile, and members enjoy access to free automated phone and internet banking, and a team of professionals at our locally based contact centre. With a growing branch network throughout the Illawarra, Sydney, NSW South Coast, Newcastle/Hunter, the ACT and Melbourne, we have a lending specialist in every branch and a team of mobile lending specialists who will come to you.
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Availability of Payments ServicesLearn more about availability of payments services to individuals and businesses provided by IMB Bank. |
