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Variable Business Loan Rates#

  <$1M $1M+    
Fully Drawn Business Loan (Commercial Security) (rates starting from) 3.79% pa 3.29% pa

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Fully Drawn Business Loan (Residential Security) 3.69% pa 2.99% pa

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Business Asset Finance/Leasing Rates on application

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Overdraft Rates#

  Interest Rate    
Secured Business Overdraft 7.34% pa

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Unsecured Business Overdraft 10.34% pa

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Fixed Business Loan Rates#

  Residential Security Commercial Security  
  <$1M $1M+ <$1M $1M+  
1 year 3.69% pa 3.69% pa 3.69% pa 3.69% pa

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2 years 3.69% pa 3.29% pa 3.69% pa 3.29% pa

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3 years 3.29% pa 3.29% pa 3.29% pa 3.29% pa

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4 years 4.59% pa 4.19% pa 4.69% pa 4.19% pa

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5 years 4.79% pa 4.19% pa 4.89% pa 4.19% pa

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IMB rates current as at 04 November 2020 and subject to change. IMB lending criteria, terms and conditions, fees and charges apply. #Interest rates are indicative and may vary on settlement. A borrower margin may apply. All fixed rate loans convert to a variable rate at the end of the fixed rate term.

Why choose us?

Established in 1880, we have been helping people achieve their financial goals for 140 years and are rated by Forbes as one of the World’s Best Banks. We offer a full range of competitive banking, including home and personal lending, savings and transaction accounts, term deposits, business banking, and can arrange financial planning, insurance and travel products.

We provide simple and secure digital banking solutions online and on mobile, and members enjoy access to free automated phone and internet banking, and a team of professionals at our locally based contact centre. With a growing branch network throughout the Illawarra, Sydney, NSW South Coast, Newcastle/Hunter, the ACT and Melbourne, we have a lending specialist in every branch and a team of mobile lending specialists who will come to you.

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