Interest Rate |
| |||||
|---|---|---|---|---|---|---|
Fully Drawn Business Loan |
6.35 % p.a. | |||||
Fully Drawn Business Loan | 6.19 % p.a. |
LVR | Interest Rate | |
|---|---|---|
Special - Fully Drawn Business Loan (Commercial Security) | 0-60% | 5.95 % p.a |
Special - Fully Drawn Business Loan (Commercial Security) | 60-80% | 6.05 % p.a |
Special - Fully Drawn Business Loan (Residential Security) | 0-60% | 5.85 % p.a |
Special - Fully Drawn Business Loan (Residential Security) | 60-80% | 5.95 % p.a |
Interest Rate |
| |||||
|---|---|---|---|---|---|---|
Secured Business | 7.34 % p.a. | |||||
Unsecured Business | 10.34 % p.a. |
Security is a fundamental right for our customers, and we hold it as one of our core values.
General
Information current as at 24th July 2025 and subject to change. Lending criteria, terms and conditions, fees and charges apply and available upon request.
Interest rates are for new applications only and they are not available for refinance of existing IMB loans. A borrower margin may apply.
*Available for a limited time on new Fully Drawn Commercial Loan applications received from 8/07/2025 until offer is withdrawn. For loan amounts $1M-$5M with an LVR <80%. Offer is not available for non-standard securities, SMSF and D&C loans, or refinance of existing IMB loans. Different lending criteria and establishment fees may apply to business loans with a higher LVR, interest-only repayments or for loan amounts <$1M.
Rates and features
1. Fixed interest rates are indicative and may vary on settlement. All fixed rate loans convert to a variable rate at the end of the fixed rate loan term.
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