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Variable Business Loan Rates#

  <$1M $1M+    
Fully Drawn Business Loan (Commercial Security) (rates starting from) 3.79% pa 3.29% pa

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Fully Drawn Business Loan (Residential Security) 3.69% pa 2.99% pa

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Business Asset Finance/Leasing Rates on application

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Overdraft Rates#

  Interest Rate    
Secured Business Overdraft 7.34% pa

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Unsecured Business Overdraft 10.34% pa

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Fixed Business Loan Rates#

  Residential Security Commercial Security  
  <$1M $1M+ <$1M $1M+  
1 year 3.69% pa 3.69% pa 3.69% pa 3.69% pa

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2 years 3.69% pa 3.29% pa 3.69% pa 3.29% pa

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3 years 3.69% pa 3.29% pa 3.69% pa 3.29% pa

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4 years 4.59% pa 4.19% pa 4.69% pa 4.19% pa

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5 years 4.79% pa 4.19% pa 4.89% pa 4.19% pa

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IMB rates current as at 18 August 2020 and subject to change. IMB lending criteria, terms and conditions, fees and charges apply. #Interest rates are indicative and may vary on settlement. A borrower margin may apply. All fixed rate loans convert to a variable rate at the end of the fixed rate term.

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Why choose IMB Bank?

Established in 1880, IMB has been helping people achieve their financial goals for 140 years. IMB offers a full range of banking solutions including home and personal lending, savings and transaction accounts, term deposits, business banking and can arrange financial planning, insurance and travel products.

IMB has a growing branch network throughout the Illawarra, Sydney, NSW South Coast, the ACT and Melbourne. We have a lending specialist in every branch and a team of mobile lending specialists who will come to you. IMB members enjoy access to free automated phone and internet banking and a team of professionals who are just a phone call away at our locally based call centre.

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