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Variable Business Loan Rates#

  <$1M $1M+    
Fully Drawn Business Loan (Commercial Security) (rates starting from) 3.89% pa 3.89% pa

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Fully Drawn Business Loan (Residential Security) 3.79% pa 3.79% pa

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Overdraft Rates#

  Interest Rate    
Secured Business Overdraft 7.34% pa

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Unsecured Business Overdraft 10.34% pa

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Fixed Business Loan Rates#

  Residential Security Commercial Security  
  <$1M $1M+ <$1M $1M+  
1 year 5.09% pa 5.09% pa 5.39% pa 5.39% pa

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2 years 5.49% pa 5.49% pa 5.79% pa 5.79% pa

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3 years 5.79% pa 5.79% pa 5.99% pa 5.99% pa

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4 years 5.99% pa 5.99% pa 6.19% pa 6.19% pa

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5 years 5.99% pa 5.99% pa 6.19% pa 6.19% pa

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IMB rates current as at 5 August 2022 and subject to change. IMB lending criteria, terms and conditions, fees and charges apply. #Interest rates are indicative and may vary on settlement. A borrower margin may apply. All fixed rate loans convert to a variable rate at the end of the fixed rate term.

Why choose us?

Established in 1880, IMB Bank is one of the most enduring financial institutions in the country, helping people achieve their financial goals for over 140 years. Our members can access a fully featured range of services: home and personal lending, savings and transaction accounts, term deposits, business banking, and more.

Our renowned personal service is backed by innovation, providing convenient, secure digital banking options where and when you want it. IMB also has a growing retail branch network throughout NSW and Victoria, for when you need to speak to someone in person, and a team of professionals at our locally based contact centre. We have a lending specialist in every branch and a team of mobile lending specialists who will come to you.

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