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Time to take control of your debt? If you have multiple credit cards, store cards or other personal debts you might be feeling like your debt is controlling you. When you’re trying to pay off more than one debt it can be tricky staying on top of it all, particularly if some of your cards have high interest rates. You can end up feeling like you’ll never get ahead.

Consolidating your debts with an IMB Unsecured Personal Loan can make things easier to manage and help you take control with:

  1. One repayment to manage every month instead of juggling multiple payments each month making life easier.
  2. Fixed repayments that will never change over the term of the loan. So right from the start you’ll know how much you’re up for every month.
  3. Competitive interest rates that are often lower than those offered by credit and store cards, so you’re immediately saving on interest.
  4. No penalties for extra payments, so you won’t be penalised for making extra repayments or paying the loan out early.

IMB products that might be of interest...

Unsecured Personal Loan

Get what you want sooner with an IMB Unsecured Personal Loan.
No security required, no ongoing account keeping fees and borrow up to $30,000 .

9.54% pa Interest Rate

11.28% pa Comparison Rate#

IMB Low Rate MasterCard^

With an IMB Low Rate Mastercard get the simplicity of a low ongoing interest rate and up to 55 days interest free and chip card security.

12.99% pa Interest Rate


Normal IMB lending criteria, terms and conditions, fees and charges apply. Full loan terms and conditions are available upon request from any IMB branch or by calling 133 462, 8:00am to 8:00pm Mon-Fri, or 9:00am to 4:00pm Saturday. This advice is general in nature and does not take into account your personal circumstamces. Please seek your own financial advice in considering the best way to manage your debt. #This comparison rate is based on a secured loan amount of $30,000 and a term of 5 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.^MasterCards are issued by Card Services which is a division of Citigroup Pty Limited ABN 88 004 325 080 AFSL No. 238 098 Australian Credit Licence 238098 that provides and administers credit on behalf of IMB Ltd.

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Why choose IMB Bank?

Established in 1880, IMB has been helping people achieve their financial goals for 140 years. IMB offers a full range of banking solutions including home and personal lending, savings and transaction accounts, term deposits, business banking and can arrange financial planning, insurance and travel products.

IMB has a growing branch network throughout the Illawarra, Sydney, NSW South Coast, the ACT and Melbourne. We have a lending specialist in every branch and a team of mobile lending specialists who will come to you. IMB members enjoy access to free automated phone and internet banking and a team of professionals who are just a phone call away at our locally based call centre.

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