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Motor Insurance

IMB Bank Motor Insurance has a great range of features and benefits designed to suit customers with different needs. With a 24/7 online claims lodgement service, a monthly payment option3 and a choice between Comprehensive and Third Party Property Damage cover, IMB Bank Motor Insurance gives you the flexibility so you can choose to manage your car insurance in a way that suits you. 
 

Why choose Allianz Comprehensive Motor Insurance through IMB Bank?

  • Up to 10% discount on your first year's premium when you quote and buy a new comprehensive car insurance policy online1~2
  • You may be able to increase your excess to reduce your premium1
  • Choose your own repairer6
  • You can make a claim online or call 1300 555 030 for claims service 24 hours, 7 days a week
  • Rental car for up to 30 days4 if your car is stolen ($100 per day limit)
  • Safe driver discount for eligible drivers1,5 

Find the cover that's right for you

IMB Bank Motor Insurance has a great range of features and benefits designed to suit your needs.

Comprehensive Motor Insurance

  • Allianz’s highest level of cover for your vehicle
  • Cover for fire, theft, accidents, malicious damage and legal liability costs
  • Covers your vehicle, plus damage you cause to other people’s vehicles or property

Get a quote

Third Party Property Damage Motor Insurance

  • Covers your legal liability for loss or damage to someone else’s property caused by a motor vehicle accident that’s partly or fully your fault
  • Approved legal liability costs
  • Your own vehicle isn’t covered by this type of insurance
Get a quote

 

 


Motor Insurance product comparison:

This is a summary only. For information on what is covered and not covered and the standard terms, conditions, limits and exclusions of cover, please read the Product Disclosure Statement 

Key Benefits

Comprehensive Insurance

Third Party Property

Damage

Accidental loss of or damage to your vehicle

Yes

No

New for old replacement after a total loss will be for a vehicle of the same make, model, engine size, features and paint type if:

  • you bought your vehicle new, or as a demonstrator model, from the manufacturer or their dealer
  • your vehicle is less than two years old from its first registration at the time it’s declared a total loss
  • where relevant, your financier has given its written consent
  • a new replacement vehicle is available in Australia

Yes

No

Legal liability cover is for loss or damage you cause to other people's cars or property and for supplementary bodily injury arising out of a single accident or a series of related events.

Yes

Up to

$20 million

Yes

Up to

$20 million

Approved legal costs arising from a claim for liability covered by the policy

Yes

Yes

Emergency repair costs after an accident

Yes

Up to $500 for any one

Covered accident

No

Rental car after theft of your vehicle

Yes

$100 per day limit up to

30 days4

No

Towing after a covered incident

Yes

No

Trailer and caravan cover

Yes

$1,000 or market value,

whichever is less

No

Legal liability cover for a substitute vehicle

Yes

Yes

Cover for personal items in your vehicle

Yes

Up to $1,000 for any one

incident

No

Emergency accommodation and travel expenses after a covered accident, provided that your vehicle was more than 100 km from where it’s normally parked at night.

Yes

Up to $1,000 for any one

incident

Yes

Lock re-keying/re-coding if the keys to your vehicle are stolen

Yes

Up to $1,000 for any one

incident

No

Child seat or baby capsule replacement after an accident

Yes

Up to $500 for any one

covered accident

No

Rental car after an accident, where available4

Yes

Optional cover

(extra cost)

$100 per day limit, up to

30 days

No

Basic excess removal for windscreen claims If the broken windscreen is the only damage to your vehicle, you can get one replacement and two repairs in any period of insurance.

Yes

Optional cover

(extra cost)

No

Cover for tools of trade

Yes

Optional cover

(extra cost)

Up to $3000 for any one

incident

No

Named driver option

Yes

No

 

Get a quote

Get a quote

 


How to claim

To lodge a car insurance claim

Online, anytime

A convenient way to lodge a car insurance claim is via the online claim form. You can commence submitting your car insurance claim notification 24 hours a day, 7 days a week.

All you need to do is complete the online claim form. Once it is lodged, a friendly claims consultant will contact you as soon as possible.

  • Secure form
  • No phone queues
  • Immediate confirmation number for your reference

Online - 24 hours a day, 7 days a week claims lodgement

You can call Allianz Claims on 1300 555 030 and a consultant will help you commence the claims process.

Get a quote

Retrieve a quote

 

IMB Bank arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision, please consider the Product Disclosure Statement and key fact sheets available from www.imb.com.au or by calling 133 462. The relevant Target Market Determination is available here. If you purchase this insurance, we will receive a commission that is a percentage of the premium . Ask us for more details before we provide you with services.

1. Minimum premiums may apply. Any discounts and entitlements may be subject to rounding and only apply to the extent any minimum premium isn’t reached. If you’re eligible for more than one, Allianz also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts and entitlements. Discounts may not be applied to the premium for optional covers.

2. The online discount applies when you quote and buy a new Comprehensive Motor Insurance policies only. Any online discounts offered are applied to Allianz’s standard rates, excluding optional covers, and are for the first year’s premium only, unless otherwise stated. Promotional or other discounts may apply from time to time for customers who apply for insurance using other methods.

3.Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.

4. Allianz will extend your rental car or daily travel allowance period to the extent that Allianz caused or contributed to the delay in repairing your vehicle.

5. Safe Driver Discount applies to Comprehensive Motor Insurance policies only. Any discount entitlement is determined by the insurance history and driving history of all drivers on the policy and the number of claims made by them. If eligible, the maximum Safe Driver Discount that may be applied on new policies is up to 10%. For more information see our PED guide.

6. Allianz may authorise repairs at your repairer of choice; pay you the reasonable costs of repairing your vehicle; or move your vehicle to another repairer we both agree upon. We will act reasonable in doing so.

Why choose us?

Established in 1880, IMB Bank is one of the most enduring financial institutions in the country, helping people achieve their financial goals for over 140 years. Our members can access a fully featured range of services: home and personal lending, savings and transaction accounts, term deposits, business banking, and more.

Our renowned personal service is backed by innovation, providing convenient, secure digital banking options where and when you want it. IMB also has a growing retail branch network throughout NSW and Victoria, for when you need to speak to someone in person, and a team of professionals at our locally based contact centre. We have a lending specialist in every branch and a team of mobile lending specialists who will come to you.

Find out more