Personal /
Banking /
Transaction Accounts /

Attention: open in a new window. Print

 

Everyday Unlimited Everyday Wisdom Account
Interest Rates

View the latest interest rates

Features      
Monthly Account Keeping Fee $6 $0 $0
Criteria to waive Monthly Account Keeping Fee Maintain Balance above $2,0001 N/A N/A
Free IMB Transactions (per month) Unlimited Please refer to Member Transaction Allowance Please refer to Member Transaction Allowance
Accessing your money      
ATM
EFTPOS
BPAY®
Internet Banking
Phone Banking
VISA Debit Card3
Apple Pay
Google Pay
Samsung Pay
Fitbit Pay
Garmin Pay
Branch
Cheque
Summary of Transaction Fees   Charged once Member Transaction Allowance is exceeded Charged once Member Transaction Allowance is exceeded
IMB ATM's Withdrawal: Free
Balance Enquiry: Free
Withdrawal: $0.70
Balance Enquiry $0.25
Withdrawal: Free
Balance Enquiry: Free
EFTPOS Free $0.85 Free
BPAY® Free Free Free
Internet Banking Free Free Free
Branch deposits Free Free Free
Branch withdrawals Free $2.25 Free
Cheque Free $6.00 Free
Additional Fees      
Visa Debit Card Fee3 N/A $1.60 $1.60
Overseas ATM withdrawal or balance enquiry $5.00 $5.00 $5.00
International purchases $5.00 or 2.5%2 $5.00 or 2.5%2 $5.00 or 2.5%2
 

Open Now

Learn more

Open Now

Learn more

Open Now

Learn more


iconAsk a QuestioniconVisit a BranchiconCall 133 462

Important Information
Normal account opening term & conditions apply. This table is general advice only and does not take into account your objectives, financial situation and needs. You should consider the PDS before making a decision about these products. This table does not contain a full list of fees and charges and account terms and conditions. ® Registered to BPAY Pty Ltd ACN 079 137 518.

1. If at any time during the calendar month your account balance falls below $2,000, you will be charged the monthly account keeping fee for that month.

2. Higher amount applies.

3. Approval criteria applies to VISA Debit Cards. $1.60 monthly VISA Debit Card fee applies (per month, per card). Not applicable to Everyday Unlimited and Everyday Unlimited Kick Start. Waived for new Wisdom Saver accounts opened between 14 August and 31 December 2023.

Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google LLC. Samsung Pay is a trademark or registered trademark of Samsung Electronics Co., Ltd. Fitbit Pay™ is a trademark of Fitbit Inc. in the U.S. and other countries. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries. Target Market Determinations, available here.

Why choose us?

Established in 1880, IMB Bank is one of the most enduring financial institutions in the country, helping people achieve their financial goals for over 140 years. Our members can access a fully featured range of services: home and personal lending, savings and transaction accounts, term deposits, business banking, and more.

Our renowned personal service is backed by innovation, providing convenient, secure digital banking options where and when you want it. IMB also has a growing retail branch network throughout NSW and Victoria, for when you need to speak to someone in person, and a team of professionals at our locally based contact centre. We have a lending specialist in every branch and a team of mobile lending specialists who will come to you.

Find out more