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Everyday Unlimited Everyday Wisdom Account
Interest Rates

View the latest interest rates

Monthly Service Fee $6 $0 $0
Criteria to waive monthly service fee Maintain Balance above $2,0001 N/A N/A
Free IMB Transactions (per month) Unlimited Please refer to Member Transaction Allowance Please refer to Member Transaction Allowance
Accessing your money      
Internet Banking
Phone Banking
VISA Debit Card *
Summary of Transaction Fees   Charged once Member Transaction Allowance is exceeded Charged once Member Transaction Allowance is exceeded
IMB ATM's Withdrawal: Free
Balance Enquiry: Free
Withdrawal: $0.70
Balance Enquiry $0.25
Withdrawal: Free
Balance Enquiry: Free
EFTPOS Free $0.85 Free
BPAY® Free Free Free
Internet Banking Free Free Free
Branch deposits Free Free Free
Branch withdrawals Free $2.25 Free
Cheque Free $5.00 Free
Additional Fees      
Overseas ATM withdrawal or balance enquiry $5.00 $5.00 $5.00
Foreign currency conversion $5.00 or 2.5%2 $5.00 or 2.5%2 $5.00 or 2.5%2
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Things you should know
Normal account opening term & conditions apply. This table is general advice only and does not take into account your objectives, financial situation and needs. You should consider the PDS before making a decision about these products. This table does not contain a full list of fees and charges and account terms and conditions. *Approval criteria applies to VISA Debit Cards. ® Registered to BPAY Pty Ltd ACN 079 137 518 1 If at any time during the calendar month your account balance falls below $2,000, you will be charged the monthly account keeping fee for that month. 2 Higher amount applies.

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Why choose IMB Bank?

Established in 1880, IMB has been helping people achieve their financial goals for 138 years. IMB offers a full range of banking solutions including home and personal lending, savings and transaction accounts, term deposits, business banking, financial planning and can arrange a wide range of insurance and travel products.

IMB has a growing branch network throughout the Illawarra, Sydney, NSW South Coast, the ACT and Melbourne. We have a lending specialist in every branch and a team of mobile lending specialists who will come to you. IMB members enjoy access to free automated phone and internet banking and a team of professionals who are just a phone call away at our locally based call centre.

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