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Everyday Unlimited Everyday Wisdom Account
Interest Rates

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Monthly Account Keeping Fee $6 $0 $0
Criteria to waive Monthly Account Keeping Fee Maintain Balance above $2,0001 N/A N/A
Free IMB Transactions (per month) Unlimited Please refer to Member Transaction Allowance Please refer to Member Transaction Allowance
Accessing your money      
Internet Banking
Phone Banking
VISA Debit Card3
Apple Pay
Summary of Transaction Fees   Charged once Member Transaction Allowance is exceeded Charged once Member Transaction Allowance is exceeded
IMB ATM's Withdrawal: Free
Balance Enquiry: Free
Withdrawal: $0.70
Balance Enquiry $0.25
Withdrawal: Free
Balance Enquiry: Free
EFTPOS Free $0.85 Free
BPAY® Free Free Free
Internet Banking Free Free Free
Branch deposits Free Free Free
Branch withdrawals Free $2.25 Free
Cheque Free $5.00 Free
Additional Fees      
Overseas ATM withdrawal or balance enquiry $5.00 $5.00 $5.00
Foreign currency conversion $5.00 or 2.5%2 $5.00 or 2.5%2 $5.00 or 2.5%2
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Things you should know
Normal account opening term & conditions apply. This table is general advice only and does not take into account your objectives, financial situation and needs. You should consider the PDS before making a decision about these products. This table does not contain a full list of fees and charges and account terms and conditions. ® Registered to BPAY Pty Ltd ACN 079 137 518. 1 If at any time during the calendar month your account balance falls below $2,000, you will be charged the monthly account keeping fee for that month. 2 Higher amount applies. 3. Approval criteria applies to VISA Debit Cards. Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.

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Why choose IMB Bank?

Established in 1880, IMB has been helping people achieve their financial goals for 138 years. IMB offers a full range of banking solutions including home and personal lending, savings and transaction accounts, term deposits, business banking, financial planning and can arrange a wide range of insurance and travel products.

IMB has a growing branch network throughout the Illawarra, Sydney, NSW South Coast, the ACT and Melbourne. We have a lending specialist in every branch and a team of mobile lending specialists who will come to you. IMB members enjoy access to free automated phone and internet banking and a team of professionals who are just a phone call away at our locally based call centre.

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