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Pay with a flick of the wrist

Garmin Pay makes it fast and easy to make payments, using nothing but your Garmin watch.


Set up Garmin Pay


Why you’ll love Garmin Pay…

It's easy

Simply add your eligible IMB Visa Debit Card to your compatible Garmin watch using the Garmin Connect Mobile app.

It's convenient

You can tap and pay with your Garmin watch anywhere contactless payments are accepted.

It's secure

You’ll see every payment confirmed on your screen and your account details won’t be shared with the vendor. 

How to set up Garmin Pay

How do I add my Garmin device to the Garmin Connect app?
  1. Download the Garmin Connect app onto your smart phone
  2. Open the Garmin Connect app
  3. Tap on the menu bar and select Garmin Devices
  4. Follow the prompts to add your Garmin device to the Garmin Connect app

How do I add a card to Garmin Pay?

  1. Open the Garmin Connect app and select your Garmin device
  2. Select Garmin Pay
  3. Tap Create Your Wallet
  4. Follow the onscreen instructions, this includes setting up a four-digit passcode to secure your wallet
  5. Scan your card image or enter your details manually
  6. Verify your card 

How to pay with Garmin Pay

How do I make in-store payments with my Garmin device?

When you set up Garmin Pay, you’re prompted to set a 4-digit PIN code for your device. You will need to enter your PIN code the first time you use Garmin Pay since last taking off your device, or if it’s been 24 hours since you last made a payment.

To make a purchase, follow these steps;

  • Press and hold the action button to bring up the controls menu
  • Select the Wallet icon
  • If you have added multiple cards to your Garmin Pay wallet, swipe up or down to choose another card
  • Hold your watch to the payment reader

Want an IMB Visa Debit card?

Check out our Everyday Banking Options

Everyday Unlimited

Access your money the way you want great features and unlimited transactions. A monthly account keeping fee applies, but is waived if you maintain a balance above $2,000 for the month.


Everyday Account

The IMB Everyday Account comes with a great range of access options and no monthly account keeping fee, you'll just pay for the transactions you do. IMB's Member Transaction Allowance applies to offset transaction fees on this account.

Garmin Pay Help & Support

Frequently Asked Questions

What is Garmin Pay?
Garmin Pay is a secure and easy-to-use mobile payment service that allows you to make payments with your compatible Garmin smart watch at any merchant that accepts contactless payments.

Which phones and smart watches can I use Garmin Pay with?
Your Garmin watch can be paired with Apple iOS or Android smartphones using the Garmin Mobile Connect app. Garmin Pay is available on select Garmin smart watches


View more FAQs

View IMB’s Garmin Pay Terms and Conditions

Important Information:
Please consider the PDS available from IMB in relation to IMB deposit products and facilities. Terms and conditions apply to the use of Garmin Pay. Garmin, the Garmin logo, and the Garmin delta are trademarks of Garmin Ltd. or its subsidiaries and are registered in one or more countries, including the U.S. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries. Samsung Pay is a trademark or registered trademark of Samsung Electronics Co., Ltd. Google Pay is a trademark of Google LLC. Fitbit Pay™ is trademark or registered trademark of Fitbit Inc. in the U.S. and other countries. IMB Ltd trading as IMB Bank. Target Market Determinations, available here. ABN 92 087 651 974. AFSL/Australian Credit Licence 237 391.