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What we offer

Find the right personal loan for your needs

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Secured Personal Loan

Secured against an asset

Borrow up to $75,000

No monthly fees

Secured Personal Loan Rate
6.84
%
p.a.
Comparison Rate1
7.19
%
p.a.
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Unsecured Personal Loan

No security required

Borrow up to $50,000

No monthly fees

Unsecured Personal Loan Rate
8.98
%
p.a.
Comparison Rate1
9.34
%
p.a.

Applying for a personal loan is easy

Compare your options

You can also use our personal loan calculator to see how much your repayments will be.

Apply online in under 10 minutes

Our digital personal loan application let's you get started on your own.

Need support?

Contact us

Get in touch with one of our Australia-based team.

Locate us

Our friendly branch staff are looking forward to helping you achieve your financial goals.

Got a question on Personal Loans?

Can I do weekly/fortnightly repayments on a personal loan?

Are there any ongoing fees on personal loans?

Can you pay the personal loan out early?

Do your personal loans have redraw?

Do you offer balloon payments on car loans?

How We Can Help

We've been supporting our members for over 140 years

Chat with us online, on a phone, video call or in person.

Empowering our users with streamlined digital banking solutions.

Disaster relief support and help through financial stress.

About IMB

Your security, our priority

Security is a fundamental right for our customers, and we hold it as one of our core values.

why us

IMB Bank is one of the most enduring financial institutions in the country, helping people achieve their financial goals for over 140 years.

Find out more

Important Information

General

You should consider the IMB Member Guide to Transaction Banking - Product Disclosure Statement before making a decision about this product. Target Market Determination available here. Fees and charges may apply, see the PDS – Fees, Charges and Limits for more details. Information current at date of appearance and subject to change.

Rates current as at date of appearance and subject to change. Normal IMB lending criteria, terms and conditions, fees and charges apply.

Features

1. The comparison rate is based on a loan amount of $10,000 for a term of 3 years for an unsecured personal loan and a loan amount of $30,000 over a term of 5 years applies for a secured personal loan. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates.